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oi what you doing here
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duh its saturday0
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duh its saturdayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
i know i know how bad am i ...this being off all week with your husband messes up with your head just as much as night shift does i think ...made me laugh as well lol0
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right checked my high street web thingys on quidco thinking if i start them up again it's all money in the pot ...like the scratchies (of which i only have one today) so i did 2 for me last ngiht and 2 for hubby went to do the first of them today (i dont do them one after the other straight away i spread them throughour the day) now of the four i did yesterday only one showed up ...now i remember why i stopped them lol0
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I got £15 this month from free scratchcards..... (I might have a few tho....)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
i did have three but i heard virgin dont do it anymore so i am effectively down to one ...0
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virgin still do it - I got £5 from them last week. (and daily scratches)
Takeabreak stopped - they put it in bonus money instead.
st minevar still do it....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
mmm i just tried virgin and got a pop up blocker thingymybob ...will try it again though ...thanks ...it was friend that told me it had stopped0
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I can't do the virgin scratches now on my laptop, but I can on OH'sSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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will try it on hubbys tomorrow hypno you never know ...
well hubby and i went to a gig this evening it was the primary five jim mcculloch and bmx bandits ...wishaw had a free gig with over 50 bands playing but ours cost us £13 each ...worth every penny twice over but i think most people went to the free gig lucky if there was 120 at ours...i havent seen the bandits for years they are soooo good for the soul they really are ...also caught up with a guy i used to be friends with years ago ...it was like a family reunion ...the bandits are the band that most bands in this area at some time had someone playing in ...hubby and i used to watch them oh 20 odd years ago there would be a few bands on a night and it basically was the same people just swapping instruments etc ...as i knew some of them i used to go watch them practise ...tonight i was chatting to some of the peeps and we were commenting on how there were so many kids at the gig how it was bizzare yet fantastic at the same time ...trully soul replenishing evening ...and the music was great too0
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