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Trying For a Baby III

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I don't know...I'm a teacher that's what it says on the website! Hmmm...more investigation needed then. Thanks ginvzt
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • ginvzt
    ginvzt Posts: 4,878 Forumite
    1,000 Posts Combo Breaker
    twinklie wrote: »
    I don't know...I'm a teacher that's what it says on the website! Hmmm...more investigation needed then. Thanks ginvzt

    They may have 'forgot' to update the website, the law changed in 2006 or 2007, if I remember correctly.
    Spring into Spring 2015 - 0.7/12lb
  • **confuzzled**
    **confuzzled** Posts: 4,228 Forumite
    edited 19 August 2009 at 1:56PM
    Testing List
    [STRIKE]
    Wed 12th Aug - snugglepants
    Sun 16th Aug - justmarried06[/STRIKE]
    20th/21st Aug - Leopard Lady?!?!?!?
    Mon 24th Aug - Polkadot
    Thu 27th Aug - Greenr
    Sat 29th Aug- Becs
    Sun 30th Aug - bitzer maloney
    Mon 31st Aug - Hassle1, CAFCGirl
    Thu 3rd Sep - Confuzzled
    Fri 4th Sep - Nunnygirl


    Just bringing it forward:D
    1.11.09 - debt = £45k:eek:
    [STRIKE]Car Loan = £0[/STRIKE] CCCS Total = £30,246.88 Total Debt Paid off - 32.78%
    DFD [STRIKE]Nov[/STRIKE][STRIKE]Sept[/STRIKE]Aug 2018:o Only 75 payments to go:)
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 19 August 2009 at 11:58AM
    4 weeks: full pay (including SMP)
    2 weeks: 90% pay (including SMP)
    12 weeks: 50% pay plus flat rate SMP
    21 weeks: Flat rate SMP
    13 weeks: unpaid

    Well thats better than I thought....although the including SMP bit means that my employer are just topping up does it not and not that I'm getting SMP on top! Just checking I have it right in my head. But I imagine you get tax credits etc when your just on flat rate SMP do you? I've clearly never had a child...:rotfl:
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 19 August 2009 at 1:54PM
    Well looks like I'm going for the fairfield because they'll let me pay a £40 deposit so I don't have to pay it all up front...works out well with the added DIY costs we've encountered. However, I'm now torn between these rooms (prices per night):

    Deluxe room with sleigh bed and en suite with two-person deep fill air-spa bath and two person massage shower, at £98.
    Deluxe room with four-poster bed and en suite chroma-therapy whirlpool bath with twin-head shower, at £98.
    Deluxe roofspace penthouse with super-king bed, air spa bath in the room, glass two-person digital shower with views, two TV’s, DVD with surround sound and computerised scene lighting, at £120.

    Votes again please! I'll have the champers on ice and rose petals on the bed and all that guff (dead romantic me) for when we get there too.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • **confuzzled**
    **confuzzled** Posts: 4,228 Forumite
    edited 19 August 2009 at 2:06PM
    Oooo the penthouse sounds amazing:D:D
    Just had a thought..can you not find the hotel through cashback sites and book it that way then add the extras later?!!?!:confused:
    1.11.09 - debt = £45k:eek:
    [STRIKE]Car Loan = £0[/STRIKE] CCCS Total = £30,246.88 Total Debt Paid off - 32.78%
    DFD [STRIKE]Nov[/STRIKE][STRIKE]Sept[/STRIKE]Aug 2018:o Only 75 payments to go:)
  • jacqhale
    jacqhale Posts: 312 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I'd go with either of the £98 rooms personally, they still sound great and you save a bit of money to put toward a meal out or something?
    Happy choosing x
  • nunnygirl
    nunnygirl Posts: 2,206 Forumite
    confuzzled, can you add me to the testing list list for 4th September please?
    Sealed Pot Challenge Member 1216 -
    2011 Total - £526.62
    2012 Total - £503.87
  • **confuzzled**
    **confuzzled** Posts: 4,228 Forumite
    Testing List

    [STRIKE]Wed 12th Aug - snugglepants
    Sun 16th Aug - justmarried06[/STRIKE]
    20th/21st Aug - Leopard Lady?!?!?!?
    Mon 24th Aug - Polkadot
    Thu 27th Aug - Greenr
    Sat 29th Aug- Becs
    Sun 30th Aug - bitzer maloney
    Mon 31st Aug - Hassle1, CAFCGirl
    Thu 3rd Sep - Confuzzled
    Fri 4th Sep - Nunnygirl
    1.11.09 - debt = £45k:eek:
    [STRIKE]Car Loan = £0[/STRIKE] CCCS Total = £30,246.88 Total Debt Paid off - 32.78%
    DFD [STRIKE]Nov[/STRIKE][STRIKE]Sept[/STRIKE]Aug 2018:o Only 75 payments to go:)
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    This is my vote

    Deluxe room with sleigh bed and en suite with two-person deep fill air-spa bath and two person massage shower, at £98.

    Is this for one night?
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

     My Debt Free Diary (Link)
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