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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    jellymid wrote: »
    You are going great, Gargrave. Have been lurking on your thread - it's very inspirational. Good luck with the new job!

    Thanks jellymid,

    I'm glad you find it inspirational - I see it as more of a "what not to do to get yourself into this type of mess!!!!":rotfl::rotfl::rotfl::rotfl:

    Welcome along for the ride:D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Couldn't help myself - just lodged a complaint online with the FO - re Barclaycard. Will keep you all in touch re: what happens with it, but I don't expect it to be a quick process :)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just transferred £20.83 + £64 from paypal - so there is some of my deposit for the flat at least!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Nothing for us from the postie this morning - he is obviously saving all our good news until Monday:rolleyes:. DS is away to his friend's to play for the afternoon and staying for dinner:j.

    OH and I are doing a bit of DIY in DS room, and flooring another bit of the loft (we are converting it on our own bit by bit to a playroom!)

    Have a lovely weekend - I will be amusing myself this evening with a bottle of vino and X Factor:D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Some of my ebay listings coming to an end this evening - looking good mainly so hoping to get some more cash towards my deposit!

    All but 3 have watchers and most are bid on. One of our items have 30 watchers so hoping for a good price :)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Wow! We sold a pair of my sons Prada trainers which no longer fit - £53.99 they reached! That's a huge chunk of my flat deposit - yay!:j

    A couple of other items went too - a pair of Ted Baker shoes I wore once to a job interview went for £13.50 and the other couple were items of DS clothing which went for a couple of pounds each. As Mr T says Every Little Helps.......:rotfl::rotfl::rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just popped by Jodan's thread - she has come so far! A true inspiration - having a read of her thread has spurred me on to chase up my AA charges claim. Trouble is I've lost the files of course from the original claim - I know there were 13 x £12 charges so I will chance it and write the second letter requesting this amount plus 8% interest.:money:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    £77.91 on its way to my bank account from Paypal :)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    + £66.94 + £23.20 from earlier in the week = £168.05. Only £218 to go :)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Joined a 12 week challenge tonight called The 12 week Debt-Life *Achieve something* Plan

    I've given myself the following goals for the next 12 weeks - I have actually joined in week 3 so will need to count my own 12 weeks!

    My challenges are:

    Lose 12lb in 12 weeks
    Make £315 towards June holiday 2010
    Have 36 NSDs!

    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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