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Massive debts

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  • You seem to be on a roll.lets hope the letters work this time.
    We are having problems with one company my oh owes money too.They had court letters sent to him and refused his payment option ,no credit agreement had been signed but apparantley a judgment can be issued:eek:
    A friend of ours is a retired solicitor so hes drafted a letter for us to hopefully get it sorted.:)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    sad but true - my first thought when you said two mw's were leaving was 'kerching! bring on the bank shifts';)

    Precisely........on my wave length:p
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    You seem to be on a roll.lets hope the letters work this time.
    We are having problems with one company my oh owes money too.They had court letters sent to him and refused his payment option ,no credit agreement had been signed but apparantley a judgment can be issued:eek:
    A friend of ours is a retired solicitor so hes drafted a letter for us to hopefully get it sorted.:)

    Oh dear, hope your letter works too!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Very much looking forward to going home later today. This nightshift is the longest ever!!! Not having a bad night and working with 2 very dear friends, but looking forward to throwing myself head first into Christmas with my family :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Yuor outstanding debt must of changed since sept how much do you owe now?:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Yuor outstanding debt must of changed since sept how much do you owe now?:D

    Well, now that sounds like a job for between Christmas and New Year - couldn't possibly manage that job without a bottle of vino inside me.:p
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just received a 50% settlement offer on the £771.50 overdraft. I will take this but only once I have received a bulletproof letter agreeing to my usual terms :D.

    Also, received a letter from Lowells saying they have been unable to obtain the CCA from Barclaycard due to the length of time since the account was opened. They have closed their file and will not be contacting us again. Funny that ;).

    Oh well, I never really got the chance to play with Lowells. Can't imagine why you all think they are such a shower of barstewards - honestly!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Yuor outstanding debt must of changed since sept how much do you owe now?:D

    Reckon it might stand around £4k mark now:money:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • I hope you have a lovely christmas Gargrave :) you certainly deserve a nice break, you work so hard!! look forward to seeing your new totals! :D xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!


    Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
    Total- £1162.23
    Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)

  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    A very Happy Christmas to you all - friends old and new. Without you all I wouldn't be ending 2011 healthy, wealth(ier) and wiser. Love to you all, hoping you all have a fantastic Christmas, a break from being frugal for just one day :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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