Massive debts

gargrave50

Nothing much in the way of debt busting from the postman this morning. Hubby now has a van so I wrote to the inland revenue to change his tax code as he can no longer receive tax relief of work mileage - got a letter confirming they will action this.

My clubcard vouchers came through for 3 x cinema vouchers and £30 for Pizza Express = one nice little cheap family evening out

Had a little clearout found some broken gold jewellery so its off to cash4gold today. It's not going to make me a fortune but anything I get back will go straight towards boosting the balance of my prepay VISA nhs cashback card . Also sending my blackberry back to cash it in for the princely sum of £52 - haven't yet decided what to do with this - think it would be best going straight to my father in law as we have £500 still owed to him since he lent me money for my rent deposit when we moved house in London.:(

Never mind I have an inbox of surveys to do today

gargrave50

Nothing much in the way of debt busting from the postman this morning. Hubby now has a van so I wrote to the inland revenue to change his tax code as he can no longer receive tax relief of work mileage - got a letter confirming they will action this.

My clubcard vouchers came through for 3 x cinema vouchers and £30 for Pizza Express = one nice little cheap family evening out

Had a little clearout found some broken gold jewellery so its off to cash4gold today. It's not going to make me a fortune but anything I get back will go straight towards boosting the balance of my prepay VISA nhs cashback card . Also sending my blackberry back to cash it in for the princely sum of £52 - haven't yet decided what to do with this - think it would be best going straight to my father in law as we have £500 still owed to him since he lent me money for my rent deposit when we moved house in London.

gargrave50

It does make me giggle sometimes when I am genuinely disappointed that i have no threatening letters requiring a witty reply. Can you imagine how my heart dropped in the same situation only a couple of years ago?!:eek:

Skint_but_Optimistic

i can completely understand.

I didnt used to open them!

Now I love to tackle the post!

Jules28

Hi Gargrave,

Just thought I would pop on and say hello as I have been reading your thread and have finally caught up with it. I have subscribed and look forward to seeing you getting rid of the last half of your debts.

I have a lot of debt and have been dealing with it for over a year now, but I love hearing about other people's successes, makes me realise I can do it too.

Also, I thought I was doing loads of surveys every day but I noticed ones on your thread which I hadn't done before so I have now joined them too - thanks for that!

Looking forward to reading more of your posts

Julie x

joedenise

Gargrave - don't send your gold jewellery to Cash4gold - you will get a better deal from your local jewellers. It's also in your possession until you get the money:D

Denise

Tixy

Mmmmm - pizza express! Tasty!

If you send the gold off have you looked to see if you can earn cashback as well?

gargrave50

joedenise wrote: »

Gargrave - don't send your gold jewellery to Cash4gold - you will get a better deal from your local jewellers. It's also in your possession until you get the money:D

Denise

It's sitting on the sideboard - suitably saved:j

Heading to my local jewellers now

gargrave50

Tixy wrote: »

Mmmmm - pizza express! Tasty!

If you send the gold off have you looked to see if you can earn cashback as well?

Pizza Express mmmmm....tasty + free:D

Hadn't checked for cashback:wall:

Thought I was the bees knees when it comes to money saving doh!

Have been advised I should get a better price from my local jewellers, so will try that today.

joedenise

gargrave50 wrote: »

It's sitting on the sideboard - suitably saved:j

Heading to my local jewellers now

Glad to hear that!

Denise