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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    A little lull in the nightshift - time to do some surveys :D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Spoke too soon........had to run and deliver a baby - oh well :p

    Maybe a little time for some surveys if women would stop going into labour:rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Well I must have spoken too soon, only got to do one my survey uk survey. Never mind. Booked another 3 bank shifts for the next off duty :D

    One more contracted hours nightshift tonight then 2 nights bank = £400 after tax approx (probably a little more).

    Waiting patiently to hear just HOW SORRY Gemma @ Littlewoods is for my inconvenience ;), pretty sure she will sort it out and hopefully by the end of tomorrow my account will be £48 lighter:T.

    Not sure I can manage a NSD today as the weather is supposed to be lovely again in London, and I'd like to get up early to sunbathe in the garden or park before work. Otherwise all these nights I will end up looking like a vampire:eek:. Park in the sun = ice cream = not a no spend day:p

    Plan one for tomorrow instead.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Couldn't haul my !!! out of bed to go to the park, so no money spent so far! Dinner is in the fridge :D

    Really fancy some diet coke for work though..........

    Missed a call from Gemma at Littlewoods today damn it! Must make an attempt to call her back before heading to bed in the morning after yet another nightshift. Will let you all know if I have any joy.

    Have a couple of surveys in my inbox for valued opinions so hoping to complete them in work time.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Not a no spend day - spent £2.50 on diet coke :(

    Joined 1 debt in 100 days to repay the £500 still owed to my Father in Law since he lent me my deposit for moving house in London in October last year. Here's hoping - it will be the first challenge I've completed if successful!!

    Starts 15th August :D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just charged my phone at work :D

    Quick yourgov survey for 50 points - nowt else to fill my time:rotfl::rotfl:

    Just applied for annual leave to have Christmas at home with my family, so hoping for the best.

    Jobs for tomorrow:
    1. O2 upgrade due so phone to arrange this
    2. Phone Gemma at Littlewoods office back re: my complaint
    3. Washing machine repair man coming at 0900 (paid by landlord of course!)
    4. Any surveys lurking in my in-box
    5. Check for student loan overpayment reimbursement (was told Thursday it would be 3 working days!!!)
    6. Traded in Blackberry for cash as upgrade will come in a couple of days - need to post off recorded delivery (therefore not a no spend day tomorrow :mad:)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    gargrave50 wrote: »
    Just charged my phone at work :D

    Quick yourgov survey for 50 points - nowt else to fill my time:rotfl::rotfl:

    Just applied for annual leave to have Christmas at home with my family, so hoping for the best.

    Jobs for tomorrow:
    1. O2 upgrade due so phone to arrange this
    2. Phone Gemma at Littlewoods office back re: my complaint
    3. Washing machine repair man coming at 0900 (paid by landlord of course!)
    4. Any surveys lurking in my in-box
    5.[STRIKE] Check for student loan overpayment reimbursement (was told Thursday it would be 3 working days!!!)[/STRIKE]Just checked online banking - I am officially £190.97 richer
    6. Traded in Blackberry for cash as upgrade will come in a couple of days - need to post off recorded delivery (therefore not a no spend day tomorrow :mad:)

    :j:j:j:j

    One less thing to do tomorrow = more sleep:D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just arranged a cashback offer to trade in my old Blackberry for £52 cha-ching :D

    Also, just traded in my August Clubcard vouchers for a free family night (£30 Pizza Express vouchers with a free £10 wine deal voucher) and 3 tickets for cineworld

    Oh to live frugally its such a chore ;)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just spoke to Gemma at Littlewoods (Chief Exec's office), she has listened to the call at the time of arranging my repayment plan, and agrees that the date to make the payments by was not made clear enough and therefore has removed £48 in charges from my account today. I will receive a personal letter of apology from the Chief Exec of Finance at Littlewoods and the Chief Exec to whom I addressed my complaint :D.

    He who dares wins............
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    gargrave50 wrote: »
    Just charged my phone at work :D

    Quick yourgov survey for 50 points - nowt else to fill my time:rotfl::rotfl:

    Just applied for annual leave to have Christmas at home with my family, so hoping for the best.

    Jobs for tomorrow:
    [STRIKE] 1. O2 upgrade due so phone to arrange this[/STRIKE] Done this - now the proud owner of an iphone for 18 months at only £32 per month with my existing terms e.g. 600 minutes, unlimited texts and data.:D I fought them for a discount they did me out of when I did my last upgrade on line and managed to secure it again this time.
    [STRIKE] 2. Phone Gemma at Littlewoods office back re: my complaint[/STRIKE] Done - another successful phone call
    3. Washing machine repair man coming at 0900 (paid by landlord of course!)
    4. Any surveys lurking in my in-box
    5[STRIKE]. Check for student loan overpayment reimbursement (was told Thursday it would be 3 working days!!!)[/STRIKE]Paid:money:
    6. [STRIKE]Traded in Blackberry for cash as upgrade will come in a couple of days - need to post off recorded delivery (therefore not a no spend day tomorrow :mad:[/STRIKE])£52 thank you

    Running out of things to do on tonight's night shift at this rate:rotfl::rotfl::rotfl::rotfl:

    Needless to say the washing machine guy came 20 minutes early and I was late getting out of work because it was mental, and missed the bloody guy! Phoned the letting agent to complain as he left no way to contact him, and they will send someone out tomorrow morning:mad:

    Best hope I've got clean knickers to do til then :rotfl::rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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