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A fresh start
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nice to see you about and good luck with the job0
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Positive vibes for job.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Fingers and toes crossed for you and great news that you are happy xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Really good to hear from you, all fingers crossed for the job.0
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I'm so happy for you Sea and glad that it's working well and that you're HAPPY.
VxCCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
After years of struggling to pay debts down only to watch them creep up again, I've just in the space of half an hour paid off £22,491.62 and I don't owe a penny to anyone.
My ex and I finally sold our house and agreed on a division of the proceeds between us which means I feel comfortably off.
I never really imagined my DFW journey ending this way. It feels a bit like cheating. But really, I never imagined it ending at all and to be debt-free before I'm 50 is a very good feeling.
As I don't have a house or any other security, and I have four children to support, I can't be complacent. The need to work hard is no less pressing than before. And my rented house is a lot more expensive than the last one. I've got two part-time jobs which together bring in £1011/month - not even a third of my rent - so I need to keep going on the freelance work. That's not been going badly lately.
And aside from moneywise, life feels good. Two of my daughters are on the cusp of independence, all four children are fantastic young people that I'm proud as possible of. My ex-OH is living in a rented flat nearby. I hope he will be OK. I never really realised all the time we were together quite how incompetent he is when it comes to looking after himself. I have to find the right balance between living my own life and looking after him if necessary.
I am very grateful to all the friends and fellow travellers I shared the dark times with on this website. I am sure I will be back posting for advice about staying solvent. Thank you and good luck to every one.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Great news for you Sea
Maybe not in the way you planned but debt free you are I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
CongratulationsSealed pot challenge 822
Jan - £176.66 :j0 -
Fantastic news, yours was one of the first diaries I subscribed to. Hope life gets easier for you.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Congratulations on your clean slate, and new beginnings. I wish you well.x x x0
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