I am determined to do this...

kirstenc

Well today, I have done another 45 minutes overtime :j

was going to go out for a meal, but have decided that we will make chilli together and have a bag of popcorn with some flix!!

will be transferring the home insurance over this evening, roll on the cashback lol

anyway, i think i had best get back to work...after all i dont get paid to chat online all day lol :rotfl:

Fire_Fox

If you have different surnames you could try signing up the person who didn't sign up to Lovefilm before, using a different debit card.

kirstenc

oooh, fire fox, thats a really good idea!! Thanks for that (living in sin as we are lol)

Well, OH went to pub this evening after work and not only did he win £16 on the puggy machine and give me half, he also donated his spare change to the debts.

Therefore, tomorrow I will be putting £22 into the OD! WOHOO!!

although, today the interest and charges kicked in (just under £80...booooo) to be fair it was about a tenner less than last month so I'm making inroads lol

ill update my sig soon

kirstenc

ooooh, just checked my email, and Ihave my 1st mystery shopper assignment tomorrow. getting £7.00 for it which is good!

bit nervous though, i hope i dont faff it lol

kirstenc

Good morning my dear diary!

Its saturday therefore ebay day lol got a tubful of stuff ranging from games and DVDs that the OH has kindly donated, to designer clothes that the youngster hasnt wrecked!!

will aim to put 20 things on today and another 20 next week etc untill its all done!

im thinking about doing an ebook...a recipe book for kids with multiple allergies. its my personal interest and wouldnt cost me anything to sell!!

hmmmmm, will debate this one and come back to you!!

kirstenc

Ok so I put 5 things on ebay lol rather than 20 but its a start.;)

did my mystery shop, was fun and I have another one arranged for tomorrow. I reckon Im the most easy to spot mystery shopper in the world though, not a very good spy lol

So instead of going out for meal tonight were going tomorrow instead therefore saving money!! :j

exciting lol

paid £25 onto overdraft today so im on a bit of a roll! :T

kirstenc

Im feeling a bit down today if im honest.

just realised that its EVERYONE's B'Day in August and I have no Idea how to sort it.

my OH's sister...his other sister is due her 1st baby...his niece....his brother....our wee one....my brother....and then me, all between the 8th aug and 2nd sept.

EEEEEEEEEEEEEK!

kirstenc

did my second mystery shop today, was fun and I really enjoyed myself. nothing going next few days though but Im happy just doing maybe one a week!

so...I have made a decision, I aim to have the OD paid by Xmas 2009, the CC paid by Valentines day and the loan paid by Xmas 2010.

Therefore, Debt free (apart from mortgage) in 2010 for me!!

If i manage the OD, I am sure I will be able to do the loan. I dont think I can overpay so I will just have to save and pay lump sum when its time!!

Then I'll crack on with the mortgage (palpitations just thinking bout it!!)

Fire_Fox

Birthday presents .... are you at all creative? Have you seen the nappy cake thread on one of the other boards? Or could you maybe bake some cakes or cookies? Or could you buy gifts for adults on mystery shops?

For little ones try pound shops, Home Bargains and market stalls - I got my cousin's kids all sorts of bits for Xmas, but she liked best some pink fluffy bunny ears with flashing lights that were £2 and he loved the Disney Wall-E stickers and book that I got for £1 each!

kirstenc

creative...:rotfl:

and theres your answer lol

Well, i try to be creative but it just doesnt work!! :rolleyes:

I do like the other ideas though, espescially the mysteryshop thing, that might actually be possible!

i had some funds left on play.com after I withdrew that £50, so I got a couple of DVD's that were like £2 each, classics that the 3 sisters love, so thats a birthday and 2 xmas's sorted out!!:T