I am determined to do this...

kirstenc

The weather here is quite nice actually, not warm though just sunny so Im happy!!

I have a lovely tan and although we all ended up catching the cold (typical eh!), we had a fab time, relaxing with not a care in the world!! Had cashback money in the account too, so now only owe about £950 on the overdraft!

Am getting the finances in order just now, as I couldnt access the bank account while abroad, you should have seen the state of me...panic stations!!

But after a few (or a lot) vodka lemonades and a fantastically funny drag act, i started to worry no more...and guess what?? nothing bad happened!! YAY!! xx

claire0788

oooo 950 ! I feel a signature update coming on lol

I dont know what im going to do after my overdraft and credit card are gone. Hopefully overdraft this month and credit card next month. Im sure people on here will have suggestions the best way to get rid of the loan and the dreaded windows im pretty much ignoring for the next 5 years til they are gone.

claire0788

Ps just wondering if you have realised your nearly at the 10k mark and have paid off over 4.5k, thats impressive !

kirstenc

Yeh I keep looking at my sig and thinking 'what have I missed?? surely theres something else there!'

Im so impressed with how well everyone is doing at the moment, you look like you will hit that target no problem!

I am actually just off to update my sig and have a look at the mystery shops to see whats what! xx

jonnyb1978

Glad you had a good hols!!
Back to the grinding stone though

kirstenc

thanks jonny!

I havent been on here for a couple of days, still in holiday mode I reckon!! But I am back to work now so reality has set in!! and the moneysaving and debtbusting is back on the front burner!

Good thing is that I have been using the ridiculously cool freebies and grabbit bargains on this forum and have bought so many xmas pressies for hampers etc, and spent next to no money, therefore, although these months are usually the least debt busting of all, im still doing quite well (did my first grocery shop of the month on saturday there, now thats impressive!!)

I have finally sorted the banking for the month, was getting myself confused with being away for the week, but its all in line. No mystery shops though which sucks, but I'll get there Im sure!!

How is everybody?? good I hope! xx

kirstenc

*sigh* work again...hate it the first few days after a hoiday, all I seem to do is catch up, with new work piling up in the meantime!!

the cat got his nose into the roast that I had set out, with the hope of using for pies etc, so i had to bin it, darn that animall!! he was just looking at me all gormless like 'oh, did YOU want this??'

oh well,at least i know now that foil wont foil him like it used to lol

back to the old grindstone!!

claire0788

awww thats a cheeky cat right there ! lol

Nearly the end of the month, I love ends of months

jonnyb1978

kirstenc wrote: »

thanks jonny!

I havent been on here for a couple of days, still in holiday mode I reckon!! But I am back to work now so reality has set in!! and the moneysaving and debtbusting is back on the front burner!

Good thing is that I have been using the ridiculously cool freebies and grabbit bargains on this forum and have bought so many xmas pressies for hampers etc, and spent next to no money, therefore, although these months are usually the least debt busting of all, im still doing quite well (did my first grocery shop of the month on saturday there, now thats impressive!!)

I have finally sorted the banking for the month, was getting myself confused with being away for the week, but its all in line. No mystery shops though which sucks, but I'll get there Im sure!!

How is everybody?? good I hope! xx

Yes im really organised this year. Spent about £65 on presents so far for the kids, mostly special offers when together would be worth just over £120 thanks to the 'grab it' thread. :j

kirstenc

Love the grabits lol

Have just signed up for a mystery shop, where I actually get to stay in a hotel for the night, its not too close by, but I have booked train tickets for me and my mum and am classing it as her birthday present, which is at the start of november, so killing 2 birds with 1 stone!! getting to spend some quality time with my mum, and Im not even paying for the hotel (which BTW, looks LUSH!!)

Just made some curry, all with stuff I already had, got 5 portions out of it altogether, good stuff!!

All in all a good start to the week! YAY!!