I am determined to do this...

kirstenc

Right guys, I am about to update my sig...mucho proudness and all that is happening right now!!

Im very excited and generally just happy if you know what I mean, now that I have a good grasp on the finances...they are going to take a hit at the end of the month though when the tax credits that we get are reduced. we will lose about £400 a month. Its not so scary now though, as we are a grand in credit, I am sure we can survive in the same way without that £400 and just have a bit less left over.

We have a huge haloween party every year, and I am absulutely sure that none of it will be going on the credit card this year!! as my groceries are coming under budget every week, I am throwing a couple things in with them and counting them as grocery spends...cheating a bit I know, but it seems to be working lol

I have paid my min payment on the CC today too, and updated my spreadsheets. Claire, looks like we def on for Xmas!!! xx

jonnyb1978

Excellent news, well done. Makes you feel really good with yourself when you can see those figures coming down and you can see some posativity with your finances. Keep it up!

The_Dragon

Brilliant news Kirsten! Actually adding a little bit here and there to the shopping is the recommended way of preparing for a party - then all you need to get is the food that doesn't last!

kirstenc

Thanks very much people, Dragon, I think you may be ongto something there, I have been buying decorations too, just the odd ones here and there, we buy one big one every year, think we are getting a life sized dummy to stand at the front door!!! Honestly its like a Ghouls pasradise here the 31st of every month!

Have just discovered that OH has secretly booked us for a trip to Alton Towers this weekend, leave in a couple of hours. I am very excited!!! Am actually just online to find some half price meal vouchers etc for places in there!! WOHOOOOO!
Let my hair down and stuff!! x

claire0788

Ye Im at 750 now ! Very excited about that. Enjoy your weekend trip !

kirstenc

Hi guys, Im back!! Had loadsa fun at alton towers. very tired though!! didnt spen anything over my usual spending limit, so i am very proud!! Going to a friends villa in lanzarote on thursday so its all go go go!! All of this was planned and paid for before my most recnt LBM and its all go go go. I have so much to do lol, panic stations! x

claire0788

oooo well as the update for christmas goes, have a little look at my plan for my overdraft in my thead wooo

Rainy_2

Holiday? Did I have a holiday? I don't remember...it all seems so distant and so long ago! I do believe I had a good time, but somehow feels like I've never been away... :rotfl:

Glad you had fun at Alton Towers! And a bit of sunshine in the pipeline too :T

Much deserved, have a fab time :A

kirstenc

Hey guys...its official...Im back lol

Had a blast and the villa was beautiful, all the more better cos we didnt pay for it lol

Got back last night and am now scouring the finances to see what has been happening!

will have a browse through your diaries too, see whats been going on! xx

claire0788

Hope you had a great holiday, youll be so happy to be home in the lovely british weather I bet

Not long til paydays :beer: