Hypno's approach to life, the universe and debtbusting.....

hypno06

I was eating my dinner this evening and the home phone rang......EGG......so I went through the motions and listened to their latest delightful recorded message.

Then as soon as I had hung up at the end, and before I had even got back to my chili con carne, my mobile started ringing from, yes, EGG!

How on earth can that be seen as reasonable

Buffythedebtslayer

But why when you have already phoned the !!!!ers to tell them you fixed it.

That is a bit scary.

I have been doing some adding up and I know what you mean about being close to the wire. sighs.

hugs my love xxxx

ZTD

hypno06 wrote: »

I was eating my dinner this evening and the home phone rang......EGG......so I went through the motions and listened to their latest delightful recorded message.

Then as soon as I had hung up at the end, and before I had even got back to my chili con carne, my mobile started ringing from, yes, EGG!

How on earth can that be seen as reasonable

It can't be. Dump them.

babyhead

Oh don't let EGG get you down Hypno. You know they are just rubbish at everything :mad:

As ZTD said it isn't reasonable so just get rid off them.

hypno06

It is payday tomorrow and I always clear the card in full on payday.....so this time I will be closing it at the same time.....

It will mean I have to make do through August without a card to buy groceries on, so that means a storecupboard challenge and minimal spends, but if I can get through August doing that, then from next month's payday it will be straight.

boredofbeingathome

hypno06 wrote: »

A mixed day today - I kept my egg card open with a £500 limit, and I use it for groceries and petrol, and clear it in full every month. It has been that way for about a year now, with no problems.

Then today I discovered I was very slightly over my limit - and got charged £16 as a result. My fault - I took my eye off the ball and have to pay the consequences.

I corrected it immediately - moving money from egg savings to the egg card, so it should be applied with minimal delay, and I messaged them to tell them so, and to request that they stop ringing me "as a courtesy call" as the position was now rectified.

Instead of which, the phone has rung every 10 mins at times :mad: I am so !!!!!! off with them. I am at the point when I think I just need to cancel everything with them, and walk away.

It just highlights how stressful I still find all of this, and how close to the wire we are still. I hate days like this when it comes home to hit me - I know how much progress we have made, but of course we still have a long way to go before we can ease off and make life more comfortable. Perhaps I am kidding myself about how close we are to being through this. *sigh*

But in other news, my ebay buyer has paid :T and I got home to a surprise package from an MSE'er......so if you are reading this, thank you very very much x

Know that feeling Hypno as Crapital one started with Mr.B again:mad: Only one word will do in this situation...f e c k e r s:cool:With apologies for bad language.

ZTD

hypno06 wrote: »

It is payday tomorrow and I always clear the card in full on payday.....so this time I will be closing it at the same time.....

It will mean I have to make do through August without a card to buy groceries on, so that means a storecupboard challenge and minimal spends, but if I can get through August doing that, then from next month's payday it will be straight.

Which you could have done months ago. The egg card was just keeping you dependent on debt.

hypno06

To be honest, I am as annoyed with myself for

a) getting myself into the situation in the first place ie being overlimit

b) allowing Egg to make me feel like this at all!

I am tired, I have mouth ulcers again, I am skint, and I am fed up of it.

But....on the plus side, I have done a £2 survey for pureprofile and am 80% to cashin there.....

......and I have a secret kitkat chunky in my handbag

boredofbeingathome

ZTD wrote: »

Which you could have done months ago. The egg card was just keeping you dependent on debt.

You know Z you have a point there. I did the same with an Asda card, use it for work expenses and what not, but that is being closed down when i get paid on the 1st. Don't need it and don't want it.

boredofbeingathome

Kitkat chunky is good...smile, bite on it and £500 of debt gone! Amazing.:D:j