Hypno's approach to life, the universe and debtbusting.....

llamahead

"Nothing to be ashamed of there - I get really disappointed if I count up my pennies to find 97p.....and really excited if it is a whole £ that can be bagged up "

Phew - thanks Hypno - don't feel quite so bad now

Woo Hoo - worked out how to do the quoty thing! :T

Nargleblast

Hello all, hope everyone is well. Have a good holiday Hypno, I have one coming up next month so am already in wind down mode......Aiming for another NSD today, still a way to go for my target though. We can but try!!!

Surfbabe

Made a Pork Pie with the leftover Hog Roast and am now taking 10 minutes (actually maybe 60!) to watch the diving on BBC2

turfy6

Hi Hypno Im new to the diary thing, and have been reading your thread only up to page 12 so wanted to say hi and I'll catch up soon. Here on Lucielle's recommendation, sounds like you are doing really well, hope I can do as well too.

boredofbeingathome

Must have been in the air today re pennies. Checked my online banking and the telephone company had taken out more than i reckoned. Checked their bill queried it got the extra back and the VAT all 95p of it...:D

Well it is mine and the phone call was free.;)

On the other hand, i put sky back on DD when they started to charge me for a paper bill and they took two months out:mad: One in advance, so i am looking for another free number for them. Every one on the say no to 080 that i have tried is not answering so far or is closed down. By the time i get that back it will be ready for next months bill...So the lesson is to check all online accounts in advance then you know.:o And can be armed and dangerous with MSE tools.:D

turfy6

:jHooray Im up to date with your diary at last. Guess what Ive been doing all afternoon:rotfl: On recommendation from Lucielle. You deserve a nice holiday now Hypno, hope to pop in regularly to see how your doing.

hypno06

turfy6 wrote: »

:jHooray Im up to date with your diary at last. Guess what Ive been doing all afternoon:rotfl: On recommendation from Lucielle. You deserve a nice holiday now Hypno, hope to pop in regularly to see how your doing.

Mad, quite mad :rotfl:

Double_Trouble

Where's Shaun shouldn't he be back by now

DTxx

hypno06

A mixed day today - I kept my egg card open with a £500 limit, and I use it for groceries and petrol, and clear it in full every month. It has been that way for about a year now, with no problems.

Then today I discovered I was very slightly over my limit - and got charged £16 as a result. My fault - I took my eye off the ball and have to pay the consequences.

I corrected it immediately - moving money from egg savings to the egg card, so it should be applied with minimal delay, and I messaged them to tell them so, and to request that they stop ringing me "as a courtesy call" as the position was now rectified.

Instead of which, the phone has rung every 10 mins at times :mad: I am so !!!!!! off with them. I am at the point when I think I just need to cancel everything with them, and walk away.

It just highlights how stressful I still find all of this, and how close to the wire we are still. I hate days like this when it comes home to hit me - I know how much progress we have made, but of course we still have a long way to go before we can ease off and make life more comfortable. Perhaps I am kidding myself about how close we are to being through this. *sigh*

But in other news, my ebay buyer has paid :T and I got home to a surprise package from an MSE'er......so if you are reading this, thank you very very much x

Double_Trouble

hypno06 wrote: »

A mixed day today - I kept my egg card open with a £500 limit, and I use it for groceries and petrol, and clear it in full every month. It has been that way for about a year now, with no problems.

Then today I discovered I was very slightly over my limit - and got charged £16 as a result. My fault - I took my eye off the ball and have to pay the consequences.

I corrected it immediately - moving money from egg savings to the egg card, so it should be applied with minimal delay, and I messaged them to tell them so, and to request that they stop ringing me "as a courtesy call" as the position was now rectified.

Instead of which, the phone has rung every 10 mins at times :mad: I am so !!!!!! off with them. I am at the point when I think I just need to cancel everything with them, and walk away.

It just highlights how stressful I still find all of this, and how close to the wire we are still. I hate days like this when it comes home to hit me - I know how much progress we have made, but of course we still have a long way to go before we can ease off and make life more comfortable. Perhaps I am kidding myself about how close we are to being through this. *sigh*

But in other news, my ebay buyer has paid :T and I got home to a surprise package from an MSE'er......so if you are reading this, thank you very very much x

EGG must really hate you that are a load of complete and utter barstewards.

:grouphug:Dodgy hug for you don't let them get you down you have come a long way and soon you will be able to tell them to take a running jump and think how good that will feel.

DTxx