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Hypno's approach to life, the universe and debtbusting.....

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Comments

  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Glad to see I'm not the only skint one around - had to borrow DS birthday £20 today to get petrol, but will pay it back next week with £2 interest when I get paid. If this carries on I'll have to send the OH down the docks again....
    One life - your life - live it!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Blimey, Nargle - those interest rates are worthy of payday loans - are you sure your DS isn't destined for a career in doorstep collections :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My DS1 had to use his own money for his dinner!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    lucielle wrote: »
    My DS1 had to use his own money for his dinner!
    L

    Is that not normal then :confused:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What is this creature £20? I had no knowledge that such a thing existed! Can anyone enlighten me?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Everyone

    My £20 is still going - I spent £3.75 today on coffee and lunch at work. Really should have taken some in.

    I've got about £8 left - I'm hoping to stretch it until next Monday when I get paid. Although OH and I are going to the theatre on Saturday and I am quite keen to go round the shops first - just to look of course!

    urg x x
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done Urg - keep going!!!

    :T

    lucielle - I think I read about it on wikipedia......it is a very rare object, in danger of extinction :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    hypno06 wrote: »
    ......it is a very rare object, in danger of extinction :o

    Which is why I keep letting mine go in hope they'll find their true love and have babies :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • llamahead
    llamahead Posts: 324 Forumite
    Part of the Furniture Combo Breaker
    Morning all,

    Well, if I am not able to climb Uluru because it is closed, then at least I will not feel guilty about climbing it, I am having a bit of a guilt complex about it. I think we won't be going till October to I have until then to make up my mind.

    Well having bought a new dishwasher (essential spend!) a washing machine and paid my Uni fees, we are on bread and dripping till payday too, luckily it is on Thursday. Maybe a virtual glass of wine on Thurs Hypno?

    When do I get another star? i WANT another star!! Is it at 200 posts?

    Have a good sleep all!
    Mortgage = $277,000/$440,000 Started 29/06/10
    Sealed Pot 2012 = $910
    Sealed Pot 2013 = $790.80
    Sealed Pot 2014 = 543.50
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ShelleyC wrote: »
    Which is why I keep letting mine go in hope they'll find their true love and have babies :rotfl:
    nice one Shelley - I think my CC agreed - got the bill today:eek: not quite got hypno's flair for living on air and denial... could do with it though! Altho I think the kids wouldn't know what had hit them!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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