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Hypno's approach to life, the universe and debtbusting.....
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Yippee brand new diary! Have subscribed :j
A couple of inspirational posts to get us started.
I can't believe people can criticise you for trying to give your children wonderful opportunities. You are a superb mum and trying to get your family thorugh a really difficult time whilst not sacrificing everything. Your kids appear to have a real good understanding of money and working to help the Hypno family cause - that not only means they get skiing and school trips but skills that will last them their entire lives :T
I'm sure you will acheive the targets you're aiming for but I'll be really annoyed if you end up in spanking posh house before I doLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Mostly it is people outside MSE who criticise......some of whom should know better :rolleyes:
shelley, I am sure you will be in dream house before me.......first one in though gets the MSE party started.......
I've managed a NSD today.......and just done a dooyoo review :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Mostly it is people outside MSE who criticise......some of whom should know better :rolleyes:
If they're so daft as not to have found & fallen in love with MSE its quite clear they are STUPID! Ignore them you're doing fab :beer:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
WOW...a brand new diary.
It's a fantastic feeling sometimes taking timeout to have a brainstorming session and seeing things in a whole new perspective.
For what it's worth I think you are totally right to have the different pots!!!...it's all well and good paying every spare penny off debt but we never know what's around the corner...the last year has certainly taught me that lesson.
As for people criticising(sp?) you for giving your children wonderful life experiences...it's none of their business.....your life is your life and nothing to do with them....
You have everything under control ...just the way you like it...so tell them to f off xxx0 -
Keep at it - you will have well balanced, appreciative children who have experienced many different aspects of life and will live in a nice new house with parents who owe nothing to anyone - but will never forget that feeling of when they did.
If you can survive what your family has and still come through with a sense of humour - you can survive ANYTHING!!!!!!!
Keep on inspiring us all Hypno whilst you get to where you want to be
MilannJanuary spends - £587.580 -
Happy new diary Hypno - like your attitude with the students. I've had lots of stuff going on in my main job and also my 2 big extra curricular/voluntary things I do and have let my surveys and mystery shopping go a bit and today I had one deallocated as I haven't accessed the link in time
- first time ever but took action and have set up a new email account just for mystery shopping which I will check religiously and hopefully get that side of things back on track :rolleyes:.
Enough from me for now - I'll continue to follow with interest.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
*subscribes.*
Am determined to keep up with this one.
all the best you debt busting genuis.
xxxxNevertheless she persisted.0 -
Which reminds me, YL, I have a mystery shop to do tomorrow lunchtime, and I have yet to print off the paperwork.....:rolleyes:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Everything you say makes perfect sense to me and you know that you have inspired me to face up to all of my debt for which I am very grateful.:T
After a quiet period I am looking forward to the next part of debt busting and I am sure that with you as part of the MFiT - T2 that life will not be dull.:D
You will definitely have to turn you chapters into a book are you listening Martin?
A new chapter is always exciting and thanks for letting the rest of us join in your journey. (even if you did break my laptop:rotfl:)
DTxx0 -
For what it's worth I think you are totally right to have the different pots!!!
Don't encourage her - it's nothing to do with being sensible and everything to do with wanting lots of different charts with squares to fill in - one isn't enough any more :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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