Hypno's approach to life, the universe and debtbusting.....

hypno06

Morning all.....

Buffy, don't get down about the decluttering....it will get better - honest!

Off to scratch and bank.....back in a bit.

Different_Corner

Morning Hypno.
Going to continue what was started yesterday, if I can get rid of 10 things a weekday then that's another 50 each week.
Another pile of papers has grown on dining table, that's this afternoons job.
Happy scratching.

elantan

I quite like this mini ten thing fling .... Might try it out for a day or two ....

hypno06

Glad to see the decluttering continues!

Scratches done - got 50p on one, but because I recently reached cash in, I am a long way from cashing in again at the moment.

Banking shows that I am skint.......which, as payday is on Wednesday, is as to be expected....as long as nothing unforeseen happens between now and then, we should be ok, but there is literally not enough in the bank for me to withdraw £10 from the cash machine, so no spending can happen!

But, even though we have no money left, we have budgeted well this month, and I am happy with the situation really. Roll on Wednesday

OliveOyl_2

I'm looking forward to pay day too this month (and every month)
There was an outside chance that we'd slip below £10K, I don't think so now, but it is always nice to update figures

hypno06

You'll be there before you know it, OO!

I am really pleased, because although I have taken the budgets to the wire this month, I have been able to put all the "MSE" money to the barclayloan and not to dip into it for day to day "stuff".....so that means we have the definite potential to survive on our income - and it is a very long time since we have done that! Remember, of course, that we no longer have the student income to fall back on, and OH second job shifts are lessening, so it is vital that we can manage the basic household budgets and debt repayments on our "normal" salaries.

All heading in the right direction, although I would like to reach the end of the month with more than £6 available in due course!

Forgot to mention, that after a week of healthy eating - no snacks or rubbish consumed......I weighed myself this morning, and have put on a lb :mad: I will stick with it for another week but my motivation is waning somewhat this morning :rolleyes:

shaun40400

morning all

only 136440 mins to go :j:j:j:j:T:T:T:T
to Christmas (thats 95 days!!!!)

Walshyboy84

shaun40400 wrote: »

morning all

only 136440 mins to go :j:j:j:j:T:T:T:T
to Christmas (thats 95 days!!!!)

Can't wait! I'm using my Dooyoo money to pay for Christmas! Either by bumping up some major amazon vouchers or the cash. :j

hypno06

Did I ever tell you that I don't like Christmas, Shaun :rotfl:

Karmacat

Christmas ... well, I can find my Christmas tree, at any rate, since clearing a good proportion of the garage.

Hypno - you've put *on* a pound? How on earth did you do that? Mind you, remember what that can be - different shoes, even clothes, an extra drink of water, all sorts of things. I bet you take account of that tho, don't you? I'm just trying to find something to cheer you up :grouphug::coffee: