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Hypno's approach to life, the universe and debtbusting.....

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  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Started off doing lots of deep cleaning of house yesterday - looonnnggg overdue - buuutttt - got distracted and restored and painted an old ornamental soldier nutcracker instead - ??? - (sentimantal ornament form my childhood that I've been going to re-paint for ages)

    Cleared bookcase and washed ornaments out of cupboard in hall this morning - they are now all draining in kitchen after being washed - not the books though just dusted those lol - so why aren't I enthusiastically cleaning said cupboard to put them back into - instead of sipping a cuppa, eating biccies and catching up on here - the art of procrastination - do they do a degree course in it - I could easily get a 1st along with a few others on these boards lol

    I'm aiming for 2nd NSD in a row - started £20 note challenge yesterday and cleaning regime is supposed to be helping me!! Aiming for 14 NSDs in August - not a good start this will be my 3rd.

    Well done on crown Hypno - have to set an alarm for 30 mins 'hypno time' - no computer allowed in that time - chill out time. Hope your cold is a bit better - get the Manuka Honey out - expensive but pretty good stuff.

    Off to finish the deep clean of my hall and might attempt a beroom too!!

    Milann
    January spends - £587.58
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I shall need to give it a read and leave one of those wonderfully pointless comments such as 'your crown is well deserved' :D

    £41/50 is very good going - I've had two cheques so far (and a fair few vouchers), but I'm currently back on the vouchers as I always get a bit depressed waiting to earn that much. After all, £50 is roughly 40-45 reviews for most Dooyooers..

    I've had £300 so far from dooyoo, so almost at £350 which I am more than happy with....but I go for cash each time as it means I can colour in another square and get rid of this pesky debt a bit quicker!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Well done on Dooyou crown and being sub 25k:beer:..pah to the cold though.:o

    Passes over old jumper for Hypno's DD to make fabby cushion cover.:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • edinburgher
    edinburgher Posts: 13,901 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I go for cash each time as it means I can colour in another square and get rid of this pesky debt a bit quicker!

    Fair enough - your squares are legendary after all :D Do you think you'll use your squares for savings motivation once you slay the debt dragon?
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Fair enough - your squares are legendary after all :D Do you think you'll use your squares for savings motivation once you slay the debt dragon?

    Next target is the mortgage - I have committed to the MFiT challenge starting on 12th December, to have paid £75000 off my mortgage by 12/12/12.

    So, plenty of squares to be coloured in there :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Fair enough - your squares are legendary after all :D Do you think you'll use your squares for savings motivation once you slay the debt dragon?

    *sniff* why do you want Hypno to kill me edinburgher?

    :j:j:j:j:j - on being sub £25k! brilliant news there Hypno!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope you recover quickly hypno! OH passed on his germs then!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    congrats on the crown and sub 25k :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Random question

    What are the point of wasps?
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Surfbabe wrote: »
    Random question

    What are the point of wasps?

    To stop people eating too much jam? :rolleyes:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
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