The Cheapest Way to Spend Overseas Discussion Area

beautifulgorgeous_2

DD is off to India and has a Nationwide cirrus? cashcard . She is only 17 so cannot get a proper debit card. Will this work in the atms in india and if not what is the best alternative?

esthomizzy

Having left it too late to change to a Nationwide bank account and credit card before next week when I'm off. Am I better off changing cash for the bulk of my Euros or taking it out on either of my debit cards (Woolwich or Abbey)?

This is a very useful thread

alanrowell

iwanttosave wrote:

apparently they are safer than travellers cheques

How are they safer?

iwanttosave_2

alanrowell wrote:

How are they safer?

Dunno I only got chance to have a quick scan of the leaflet before I lost it

student100

iwanttosave wrote:

Well from past experiance the withdrawl fee for where we are going is £1.50 but with these cards you dont pay a converstion rate. So its like the nationwide card but the oposite way round, with that you pay a cenversion fee but no withdrawl fee.

Nope, with Nationwide Debit or cash card (i.e. Flexaccount card) there is neither a conversion fee or a cash withdrawal fee.

skylight

http://www.postoffice.co.uk/portal/po/jump1?catId=19300207&mediaId=26800661

The post office do one.

But, its a Visa Electron - is that different to a normal Visa then? Can you use it anywhere there is a Visa sign????

iwanttosave_2

charlotte664 wrote:

http://www.postoffice.co.uk/portal/po/jump1?catId=19300207&mediaId=26800661

The post office do one.

But, its a Visa Electron - is that different to a normal Visa then? Can you use it anywhere there is a Visa sign????

There is a £10 charge to buy that card where as the co-op one is free.

To use an electron card it the ATM needs to have a link logo. I have an electron and dont have any trouble using it here or abroad.

iwanttosave_2

student100 wrote:

Nope, with Nationwide Debit or cash card (i.e. Flexaccount card) there is neither a conversion fee or a cash withdrawal fee.

Oh right, nationwide told me there is still a dynamic conversion charge or sothing like that

skylight

Do you have a link to the co-op pre-paid card?? I can't find one on their website??

iwanttosave_2

I cant find one either, I have googled like mad. I found out about it instore as thats where we had our holiday booked for.