Wages!!

never-in-doubt

omen666 wrote: »

Same as, had my sisters paid in when her ex boyfriend had mentally conditioned her over some time and had full control over her account even after he left. Was the only way at the time to get it diverted until she was in a position with a new account. Some HR departments do frown at it and say they will not allow it, if you give them your name and someone elses sort code/acc no then it will get paid into that account anyway.

I work in IT as network Analyst and get paid offshore, when I ask agencies they will not pay it offshore, I now use a umbrella company based in Dubai that have a registered office and now get it paid offshore that way, somewhat similar

Yes mate, I agree with that sentiment - HR depts don't like it but then the name is irrelevant. My Wife has her pension and life cover come from a DD from my bank, all she does where it asks for name is put Mr & Mrs and my initial and surname! This will go through fine cos it is my name on account and the addition of the words & Mrs wouldn;t affectthe validity of a DD. So it works both ways, you could pay in or take out....

Like the way you describe your offshore - thats what I call laymans terms :T

lesley1960

At the moment I am paying one of my employees wages into his gfs account . Why he wants it to be done is none of my business and I assume if he was trying to had income from someone it wouldnt work as what ever authority wanted to know would ask his employers anyway?..................after all if he had no bank account I would have to pay him cash anyway .

Andystriker

Where I work one of my co-workers recently declared herself bankrupt.

She told the employers and asked if her salary could be paid into an account not in her name.

They responded with "As we know you are bankrupt we cannot pay your wages to anyone but you".

Were my employers wrong?

Andy

peachyprice

Yes they were very wrong, it's none of their business whether she's bankrupt, unless she's in FSA regulated jobshe didn't even have to tell them.

Being bankrupt doesn't relieve you of the right to do want you want with your salary. Most people going BR open an account after they have been made bankrupt, which they do not have to give the official receiver details of.

Andystriker

Ok then,

If an employee refuses to pay your salary to anyone other than you are they wrong?

never-in-doubt

Andystriker wrote: »

Ok then,

If an employee refuses to pay your salary to anyone other than you are they wrong?

Yes! you tell the employer where you want paid and they do it! Tell your mate at work to re-do the salary mandate and where it has account holder name tell them to put their name! The banks take no notice of this as it links with account number and sort code - not the name! It will go though fine.

Extant

Banks only use the name/reference as a method to correct payments that have gone astray; as long as the sort code and account number is correct, it really doesn't matter.

Just make she writes them in correctly on the form, or gets them quoted back correctly if she advises by phone.

I'd like to know the basis of their "can't pay your salary there because you're bankrupt" spiel, though. To the best of my knowledge, Receivers don't care where you're paid, as long as you're honest.

never-in-doubt

BarclaysManager wrote: »

Banks only use the name/reference as a method to correct payments that have gone astray; as long as the sort code and account number is correct, it really doesn't matter.

Just make she writes them in correctly on the form, or gets them quoted back correctly if she advises by phone.

I'd like to know the basis of their "can't pay your salary there because you're bankrupt" spiel, though. To the best of my knowledge, Receivers don't care where you're paid, as long as you're honest.

I know, the cheeky beggars lying to staff like that tut tut! Name and shame the company lol :rotfl::rotfl:

td_007

Just as the employer will make a cheque out in the name of the employee they can have a policy to pay in wages into the employees bank a/c only.

If the wages are transferred into someone else's account the main problem I see is explaining to the Inland Revenue the source of the income and all the questions that it could bring up as a part of an audit.

Extant

td_007 wrote: »

Just as the employer will make a cheque out in the name of the employee they can have a policy to pay in wages into the employees bank a/c only.

They can have a policy, but they ultimately cannot deny payment to their employee. If they took it to court, do you really believe that any settlement would be given with the stipulation that it must be paid in to an account of the same name?

The employer should respect the employee's requests - especially considering some people just can't get a bank account. Universal banking has limits.

If the wages are transferred into someone else's account the main problem I see is explaining to the Inland Revenue the source of the income and all the questions that it could bring up as a part of an audit.

If both parties are PAYE, HMRC would would have no reason at all to conduct an audit. Also wouldn't be a problem if you could show the salary being used in respect of joint commitments (mortgage, insurances, groceries, etc.)

It's not like this hasn't happened before.