Wages!!

masonic

td_007 wrote: »

The question about employer policy to transfer payments only to the employee's account: in a MNCs with 1000s of employees (the one I know) the payroll is outsourced on the basis of certain agreements of what the contractor will do. If the company has the policy of transferring payment only to the employee a/c and this forms the part of the agreement with contractor then to change it for one employee could mean changing the outsourcing contract! If that is the case it is humongously expensive and the company will ensure it will have its way with all the legal and regulatory firepower at its hand. You can talk about employee making a case etc.....but the employer in this case has the upper hand and most likely get its way, like it or not.

If you have signed agreement between yourself and your employer stating that you can specify any nominated account and the employer refuses to honour that agreement, then surely no legal firepower in the world could convince anyone in a position of authority to side with the employer.

Extant

crispy_chris wrote: »

Heres an example for you.

Ms Smith is living with Mr Brown.

Ms Smith goes to her employer and gives Mr Brown's sort code/account number to them to pay her salary into. The employer pays the salary into Mr Browns account.

Mr Browns bank sees the payment, Mr Brown is already getting a salary into his account. Hmm is Mr Brown working 2 full time jobs? Or another example, Mr Brown is on income support and also appears to be receiving a salary? Lets look at the transaction, hmm its in the name of Ms Smith? Mr Brown's bank then blocks his account and requests verification of Ms Smith's salary payment. They both have to go into Mr Brown's local branch and speak to the fraud department. Its a general annoyance to everyone involved.

So you might be able to get away with it but it also might turn around and bite you in the butt.

And what bank is it that you work for?

Please explain what bank will block accounts in your income support example, and on what basis they would do so?

Please explain, as you mention fraud, which bank would block accounts in any case, and on what grounds?

Please explain, in detail, the AML requirements etc. that you act under when blocking such accounts?

Andystriker

Hope it's not Barclays:D

robpw2

lol what is wrong with paying your money into any account you choose its your money i mean if for example my partner had his wage paid into his account what stopping him transferrimg it all into my account anyway

i think some people are on here are just trying to cause panic

td_007

masonic wrote: »

If you have signed agreement between yourself and your employer stating that you can specify any nominated account and the employer refuses to honour that agreement, then surely no legal firepower in the world could convince anyone in a position of authority to side with the employer.

Naturally if the employer has it in the contract with the employee that they can be paid to a nominated account we would not be having this discussion

Similarly, if there exists such a contract between the employer and employee then it will be reflected in the agreement of the employer and the (outsourced) payroll company in the scenario I mentioned. If there does not exist such a contract then the most likely outcome will be one that I mentioned.

Extant

Andystriker wrote: »

Hope it's not Barclays:D

If the guy claims it is Barclays, I'll be requiring his staff number and clearway to give him a call.

Valli

my ex shared a flat with his brother (same initial and surname BTW) after he left here so when we were in the process of divorcing and he had to hand over bank statement copies my solicitor couldn't believe it (I could but that's by the by) so ex had to send us copies of his wage slips and copies of his brother's wage slips to prove he wasn't working two jobs and to stop him having to pay more in the settlement.
(I'd have been more shocked if he HAD been working two jobs but that's a different issue LOL)

masonic

td_007 wrote: »

Naturally if the employer has it in the contract with the employee that they can be paid to a nominated account we would not be having this discussion

Similarly, if there exists such a contract between the employer and employee then it will be reflected in the agreement of the employer and the (outsourced) payroll company in the scenario I mentioned. If there does not exist such a contract then the most likely outcome will be one that I mentioned.

Maybe I'm having a hard time grasping your scenario because I've never seen a contract of employment that does not specify how and when you will be paid, including a phrase such as "your nominated account" or an account "of your choice". Surely no contract of employment omits this information?

td_007

masonic wrote: »

Maybe I'm having a hard time grasping your scenario because I've never seen a contract of employment that does not specify how and when you will be paid, including a phrase such as "your nominated account" or an account "of your choice". Surely no contract of employment omits this information?

Ok...just had a look at my contracts. These are from 3 different employers -
1. Employer 1 (1000+ employees) ".....will be paid monthly on the last working day of the month"
2. Employer 2 (contractor 1000+ employees: "....paid on weekly basis"
3. Employer 3 (100K+employees): "....will be paid monthly in arrears by direct bank transfer"

While all specify frequency of payment, none of them specify mode of payment except #3 call out bank transfer but do not detail it.

jonesMUFCforever

never-in-doubt wrote: »

No way! If you want to confirm who you worked for we'll be sure to avoid that bank as what you describe is pure wrong and without justification you are in breach of the banking code - you can't just go blocking accounts without a certain level of authority......

You're talking bollox i'm afraid mate. either that or you worked for that famous bank C.O.N Bank Plc...

You are aware we have various bank employees on here and the ones that have replied have all stated that banks couldn;t care less about payee name! What made you so different (jobsworth maybe?)

I agree with the poster - your account COULD be blocked.