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Skint Spice's journey to being less skinty and more spicy
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Fingers crossed Beanie, it started snowing today at work though so hoping that's not making a return!
I'm reading lots of old cookbooks this evening in an attempt to get inspiration to cut the shopping bill... maybe time to stop drinking wine!!! Scary thought!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Bit drastic.
Shopping bill just gets higher & higher.
No fun going shopping any more.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
This winter we shall mainly be eating lentil soup! Spicy three bean soup shall be thrown in occasionally to ring the changes
Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »Friday night again - where is the time going:eek:?
To your employer...skint_spice wrote: »I've decided that the way to go on the saving is to stick it into the mortgage rather than savings as I'll save more interest than I'd get in interest, it's all going to end the same way anyway so must go update signature accordingly.
Also your "interest" from the mortgage is tax-free.skint_spice wrote: »Lots of stuff cancelled this week, schools were off yesterday and I worked from home so a saving on petrol and dinner money at least, don't fancy going through the stress of worrying if the roof would stay on or not again mind you:eek:... missed seeing my pal too but will catch up soon.
Personally, I'd prefer to be somewhere else if the roof was going. I'm not of the opinion I'd be able to hold it on...skint_spice wrote: »Have been doing some xmas shopping but still loads to do and must write and send cards this weekend. Apart from that it'll be DIY, housework and the gym:cool:...
All flavours of exercise.
Allegedly...Hurriacane bawbag was indeed something else.
Hurricane what?skint_spice wrote: »Fingers crossed Beanie, it started snowing today at work though so hoping that's not making a return!
Not done it here, but it is -2C at the mo...skint_spice wrote: »I'm reading lots of old cookbooks this evening in an attempt to get inspiration to cut the shopping bill... maybe time to stop drinking wine!!! Scary thought!
Are things getting that desperate?!skint_spice wrote: »This winter we shall mainly be eating lentil soup! Spicy three bean soup shall be thrown in occasionally to ring the changes
Is the spicy bean soup not to re-fill the gas lantern?"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
For Z, hope this works... Hurricane Bawbag http://www.youtube.com/watch?v=x0wm3JD9MEkMortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Also your "interest" from the mortgage is tax-free.
Good point:T:T:T I've just worked out that sticking in a dod of money here and there I've overpaid by just over £1000 this year:D, onwards and downwards... off to transfer £50 to get myself started.Personally, I'd prefer to be somewhere else if the roof was going. I'm not of the opinion I'd be able to hold it on...
But if you are out you just worry about it...All flavours of exercise.
Allegedly...
I prefer the gym to be honest:oHurricane what?
Hopefully the link above now works - made me laugh.Not done it here, but it is -2C at the mo...
Not here either but it's positively tropical compared to work:rotfl::rotfl::rotfl:Are things getting that desperate?!
No but I feel I've gone a bit off the rails and just way too spendy so need to reign things in a bit and stop giving all my money to the supermarkets!Is the spicy bean soup not to re-fill the gas lantern?
:rotfl::rotfl:actually sick of sandwiches so soup for lunch it is!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »For Z, hope this works... Hurricane Bawbag http://www.youtube.com/watch?v=x0wm3JD9MEk
:rotfl::rotfl::rotfl:
Absolutely hilarious. I didn't realise it had been semi-officially christened that."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
First £50 paid toward the mortgage I'm almost breaking into the 40s - come January... Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »First £50 paid toward the mortgage I'm almost breaking into the 40s - come January...
:T
How's the DIY going?"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Ceiling is painted, woodwork washed down and wooden blind cleaned - I'm shattered!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
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