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Skint Spice's journey to being less skinty and more spicy

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  • beanielou
    beanielou Posts: 95,713 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go on~you know you want too & it will do you good :grin:
    Happy holidays :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Go on~you know you want too & it will do you good :grin:
    Happy holidays :grin:

    Behave you! like I need encouragement:o
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    skint_spice wrote: »
    Didn't see one roll by but pal's damaged her neighbours car - oops!

    They should always be staked to the ground. In high winds they're a very light-weigh tubular metal structure with a sail attached. Even in normal use, if someone hits the edge, they can flip.

    Maybe the Government should run a safety campaign called "Oh my God! Trampoline!" :rotfl:

    Sorry - it's going to be a while before that gets old...
    skint_spice wrote: »
    Sorry, meant to reply to the question about damage to mine - the flat is fine but the shed now needs refelting, could have been worse....

    Do it as soon as you can. Water getting in never makes things better, and you might end up having more than just felt to replace.
    skint_spice wrote: »
    This week has been very draining with work and other stuff, have decided it's best not to stay in touch with ex as the daily contact just made me miss him more :(.

    Yes... :naughty: :grouphug:
    skint_spice wrote: »
    New year coming up, fresh start etc....

    Start the new year off with a smile on your face, and a spring in your step.

    And a scandal in the rumour mill... ;)
    skint_spice wrote: »
    Off now for a few days, working some of next week but not the whole week :D so now christmas is sorted I'm looking forward to a rest, I will not book a holiday, I will not book... ok, maybe I might do:rotfl::rotfl:...
    beanielou wrote: »
    Go on~you know you want too & it will do you good :grin:
    Happy holidays :grin:
    skint_spice wrote: »
    Behave you! like I need encouragement:o

    Book a holiday only if it's a good one, value for money and where you want to go and what you want to do.

    What kind of holiday would that be?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,713 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    In my defence the happy holidays did refer to the festive season :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    In my defence the happy holidays did refer to the festive season :rotfl:

    And what did the "Go on - you know you want to" refer to then? :p;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,713 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    ZTD wrote: »
    And what did the "Go on - you know you want to" refer to then? :p;)

    Well..............
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LOL, I do want to but I'm going to hang off - stuff going on at work that might mean a career change... but I was thinking maybe Sicily?

    Also neighbours woke me up partying at 5am :mad: so maybe a move would be a better idea?

    Today's plan is tidying, gym and watching lots of christmas films later when DS gets back from his dad's, might manage to make it an NSD as I don't fancy the shops much:cool::xmassign:
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    skint_spice wrote: »
    LOL, I do want to but I'm going to hang off - stuff going on at work that might mean a career change... but I was thinking maybe Sicily?

    So stuff is happening that'll mean a career change to Sicily?

    You're becoming a Mafia hit-woman?

    Did you know Mafia is an MSE naughty word? LMAO...
    skint_spice wrote: »
    Today's plan is tidying, gym and watching lots of christmas films later when DS gets back from his dad's, might manage to make it an NSD as I don't fancy the shops much:cool::xmassign:

    Well I'm off now. Merry Christmas to you, beanie, and everyone lurking. :wave:

    :xmassign::xmastree::rudolf::xmassmile
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No, not moving there but things may happen that mean a holiday is out of the question. Mind you as a career change there are worst options!

    Confession time... I put my gas/electric figs in the other day and the electricity has gone up a wee bit since this time last year, so not having a sooper dooper gadget that works stuff out I decided to read the meter again the next day...I was so upset that I'd used a ridiculous amount of energy that I was lecturing DS and turning even more stuff off... turns out I had calculated using the gas reading...whoops:rotfl::rotfl:! so we've only used about 11kW over two days despite lots of washing and DS on PS3 for most of the day.... still we can and will do better but it's much better than the 30 I thought we'd used in one day:eek:!

    In other news my boots order got messed up and has been cancelled so I've saved some money there I suppose and they are giving me some points as an apology:T.

    Was talking to my wee bro at christmas - he's moving house and getting a bigger mortgage but told me he's planning to over pay to cut down the interest paid back... he was explaining it as a new concept :rotfl:- didn't like to burst his bubble but maybe I should direct him here? still at least he's got his head screwed on!

    MFW 2012 challenge set at £4000 for me so onwards and upwards.... aka "Keep on Plodding"!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,713 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep on plodding indeed :grin:
    I will just be thankful to pay my mortgage never mind overpay it :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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