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Skint Spice's journey to being less skinty and more spicy

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  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy New Year to you & DS,

    wishing you health, wealth & happiness
    xx
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wishing you lots of health happiness & £££'s xx
    (& Z too)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Happy New Year to you xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Happy New Year to you and your son x :beer:

    My new years resolution - subscribe to your diary.

    B x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you all, and a Happy New Year to everyone too! I'm feeling very positive and I'm sure 2012 will be fab :D

    Just back from pal's after a lovely new year party in a hotel near her, not much money spent but a fab time had by all, lots of singing, dancing, fireworks and laughter with no hangover today - just as well considering the journey involved!

    Itching to make a mortgage overpayment but it'd just come out of my account and sit around in limbo till tuesday so shall hang on until then.

    This afternoon shall be slobbing on sofa, dinner with DS and off to see my folks - think we might walk to offset some of the eating and drinking!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    I didn't think you were supposed to blow. Have I been doing it wrong and why has nobody told me?

    Blowing is *never* *ever* criticised. Fact.

    Perhaps you just need more practice if you're dis-satisfied... :grin:
    beanielou wrote: »
    Wishing you lots of health happiness & £££'s xx
    (& Z too)

    That's an ambiguous sentence beanie... ;)

    Health, wealth and happiness to you too beanie! :kisses3:
    Thank you all, and a Happy New Year to everyone too! I'm feeling very positive and I'm sure 2012 will be fab :D

    Just back from pal's after a lovely new year party in a hotel near her, not much money spent but a fab time had by all, lots of singing, dancing, fireworks and laughter with no hangover today - just as well considering the journey involved!

    Itching to make a mortgage overpayment but it'd just come out of my account and sit around in limbo till tuesday so shall hang on until then.

    This afternoon shall be slobbing on sofa, dinner with DS and off to see my folks - think we might walk to offset some of the eating and drinking!

    Hope you enjoyed today too, and good that you had a good time. :T
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it's time to get organised! I think I'll get the tree down today, seem to have yet more washing to catch up with - strange as the washing baskets were all empty on 31st... kids eh?

    Yesterday was a NSD and hoping for another today, just tidying and the gym for me :D

    I've done a rough food plan for the next few weeks and don't think I'll need to do much shopping except for bread, milk and fruit/veg, hoping to do this on a budget of £30 to save a bit of money... will see how that goes but no alcohol for january either so should save a bit there.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Well it's time to get organised! I think I'll get the tree down today, seem to have yet more washing to catch up with - strange as the washing baskets were all empty on 31st... kids eh?

    Could be worse - could be on his bedroom floor.
    but no alcohol for january either so should save a bit there.

    Must have been a bad bit of boozing if you've sworn off alcohol... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Must have been a bad bit of boozing if you've sworn off alcohol... ;)

    Not bad at all, no hangover just shattered I knew I had drive the 40 miles or so back home so didn't go mad, lots of singing & dancing with DS and the other kids so cut down drinking time :D

    Tree now down, off to gym :)
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oops, failed on the NSD - bought a game for the Wii and had to go get string in the supermarket and bought a few other things (only £7.50 so not too bad).
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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