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Skint Spice's journey to being less skinty and more spicy
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We want to see spreadsheets and graphs for this mind...
No chance! Don't want to be shouted at for having an iphone and gym membership:p and they're staying! Had a wee wander round OS yesterday and was surprised at some of the nastieness on there - was that not the gentle cuddly board?
Just found out I will be getting almost £100 from quidco in next payment:j :j was expecting to have to take money from savings to pay cc bill but might just squeeze through without doing that - bill huge due to buying things for flat which is what savings were for so not pretty shoes honest!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »No chance! Don't want to be shouted at for having an iphone
People will moan at you for an iphone because they're not value for money, (and you have to charge them every hour) not because you have a spreadsheet...skint_spice wrote: »and gym membership:p
And the gym membership *only* if you don't use it. (see previous comment about not being value for money)skint_spice wrote: »and they're staying!
"And I am unanimous in that!"skint_spice wrote: »Had a wee wander round OS yesterday and was surprised at some of the nastieness on there - was that not the gentle cuddly board?
No, this always was. OS is/was a lesser bitchy board than most. It would be sad if that has gone.skint_spice wrote: »Just found out I will be getting almost £100 from quidco in next payment:j :j was expecting to have to take money from savings to pay cc bill but might just squeeze through without doing that - bill huge due to buying things for flat which is what savings were for so not pretty shoes honest!
We believe you - thousands wouldn't..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
People will moan at you for an iphone because they're not value for money, (and you have to charge them every hour) not because you have a spreadsheet...
I love mine and usually charge it at work, you do have to charge it daily but only if going on t'internet and using apps, on holiday using only for texts it stayed charged for ages. and you can check into places on the quidco app thus earning some money;)And the gym membership *only* if you don't use it. (see previous comment about not being value for money)
I can't be accused of not using it, slightly obsessed:o...No, this always was. OS is/was a lesser bitchy board than most. It would be sad if that has gone.
Maybe I was just unlucky in the threads I picked but there seemed to be a lot of point scoring and b!tching.We believe you - thousands wouldn't...
It's all dull stuff, which reminds me - must go pay my road tax...
Just remembered january will need tweeking once I find out what damage the strike causes...
Off to cinema with DS this afternoon in an attempt to get myself a bit of the Christmas spirit:DMortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »I love mine and usually charge it at work, you do have to charge it daily but only if going on t'internet and using apps,
What's it's point otherwise?skint_spice wrote: »I can't be accused of not using it, slightly obsessed:o...
Value for money. Just so long as you don't harm yourself.skint_spice wrote: »Maybe I was just unlucky in the threads I picked but there seemed to be a lot of point scoring and b!tching.
Not so good...skint_spice wrote: »It's all dull stuff, which reminds me - must go pay my road tax...
Just remembered january will need tweeking once I find out what damage the strike causes...
Find your gross daily wage, then half it and add a fiver. You won't be far wrong.skint_spice wrote: »Off to cinema with DS this afternoon in an attempt to get myself a bit of the Christmas spirit:D
Have the Christmas films started *already*? :shocked:"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
What's it's point otherwise?
Just saying that it only needs charging as much as a normal phone if using for normal phone stuff.Value for money. Just so long as you don't harm yourself.
I won't.Find your gross daily wage, then half it and add a fiver. You won't be far wrong.
OK, thanks have done and added a wee bit just in case and taken off that wage, I hope to be pleasantly surprised...Have the Christmas films started *already*? :shocked:
It's not long now till the big day, 5 weeks today so time to start thinking about it really:p
That said I've just been watching Jamie cooking lots of lovely spanish food in the sunshine so not sticking with that theme:rotfl::rotfl:Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »OK, thanks have done and added a wee bit just in case and taken off that wage, I hope to be pleasantly surprised...
The fiver was the wee bit...skint_spice wrote: »It's not long now till the big day, 5 weeks today so time to start thinking about it really:p
:eek::eek::eek::eek:
I must admit, I have no idea what to buy people this time around. Used all my good ideas previous years. Probably chocolate and shower stuff...skint_spice wrote: »That said I've just been watching Jamie cooking lots of lovely spanish food in the sunshine so not sticking with that theme:rotfl::rotfl:
No, keep with the sunshine as long as possible. Apparently this year is going to be the snowy apocalypse.
However this may be the seventh year in a row the Met Office has got the forecast wrong - we'll just have to wait and see."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
You know you're skint when...you decide to change hairstyle to something that could get away with less frequent cutting! Yes, off to get mine cut in a bit and I'm dyeing it myself this time and going a wee bit longer
I SHALL ebay something this weekend... and maybe have a wee look on music magpie despite the fact they seemed rather stingy last time I tried.
Also I shall get to the gym and do some DIY - have been a lazy moo (not feeling great honest) and let things slip a bit.
I am also attempting to catch up with the washing, wondering why if DS has been doing social dancing this week and till xmas that I still seem to be washing his kit? he must stick it in his bag out of habit, we shall be having words!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I was wondering where you were. I was going to lure you out with some more Comedy Property !!!!!! or ComProPor as it's called...skint_spice wrote: »You know you're skint when...you decide to change hairstyle to something that could get away with less frequent cutting! Yes, off to get mine cut in a bit and I'm dyeing it myself this time and going a wee bit longer
I hope this is just Christmas skintness and not the start of some other problem.skint_spice wrote: »Also I shall get to the gym and do some DIY - have been a lazy moo (not feeling great honest)
:grouphug:
Not this Rolo-virus thing? Caused by too much chocolate...skint_spice wrote: »and let things slip a bit.
I am also attempting to catch up with the washing, wondering why if DS has been doing social dancing this week and till xmas that I still seem to be washing his kit? he must stick it in his bag out of habit, we shall be having words!"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Social dancing :eek:
That takes me back!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Social dancing :eek:
That takes me back!!!
I hated it. I have the same sense of grace and rhythm as a wildebeest stampede..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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