Skint Spice's journey to being less skinty and more spicy

skint_spice

ZTD wrote: »

Oh yeah? Is this someone who likes the sound of their own voice?

"You're crap, you're all crap, crapper than crap. You're so crap they name crap after you.

And after my fine motivational speech, I will proceed to deliver another one.

You're crap, you're all crap, crapper..."

Of course you're now going to tell me it's worse than that... :eek:

Nope, that sums it up, they are - it's true - but more training and less lecturing might be an idea.

ZTD wrote: »

I was thinking of something to do with Spain.

Easter! AGES ago:rotfl::rotfl:

ZTD wrote: »

Yes, but what do you miss? Is it the DIY skills? Is it the adult company? Is it the cross-dressing? (Only kidding... )

The adult company and his in particular. it's ok, not going back just saying, I miss him.

ZTD wrote: »

You can't just chill at the gym - you gotta sweat!

I did, lots! But it makes you feel very relaxed afterwards.

DS barfy today, not good:( hopefully he will be back at school tomorrow.

ZTD

skint_spice wrote: »

Nope, that sums it up, they are - it's true - but more training and less lecturing might be an idea.

Well yes...the lecturers should be conveying information, and if they don't know they're crap by now, talking isn't going to crack that kind of delusion. And 20 minutes each training session - that's a lot of your life wasted by someone burbling on.

But at least he doesn't use powerpoint... :eek:

skint_spice wrote: »

The adult company and his in particular. it's ok, not going back just saying, I miss him.

I'm not saying you're going back - but you have something you want: Adult company. So now you need to decide where it is available, and go and get some...

Where have you looked? Who have you looked at?

skint_spice wrote: »

DS barfy today, not good:( hopefully he will be back at school tomorrow.

I'm not so good either - but not barfy.

Hope it was focussed barfy and not the Linda Blair kind... :eek:

How are you?

skint_spice

ZTD wrote: »

But at least he doesn't use powerpoint... :eek:

only cos he's quite dim...if he knew how he'd be in there!

ZTD wrote: »

I'm not saying you're going back - but you have something you want: Adult company. So now you need to decide where it is available, and go and get some...

Where have you looked? Who have you looked at?

Nowhere, no one. Can't be bovvered.

ZTD wrote: »

I'm not so good either - but not barfy.

Hope you are feeling a bit better today :grouphug:

ZTD wrote: »

Hope it was focussed barfy and not the Linda Blair kind... :eek:

How are you?

Yes, he made it to the bathroom thank goodness.

I'm a wee bit yucky too, not bad but not myself - giving the gym a miss for once.

On the other hand....drum roll... I paid the remainder of my CC off:T:T:T only the personal loan to shift now but might just let that go until I move and pay it off with some of the equity. In the meantime though I shall be aiming to save as much as possible

ZTD

skint_spice wrote: »

only cos he's quite dim...if he knew how he'd be in there!

Oh noes...

That would turn an annoyance into a catastrophe... :eek::eek::eek:

skint_spice wrote: »

Nowhere, no one. Can't be bovvered.

Can't be bothered to look, or can't be bothered when you do [STRIKE]find one[/STRIKE] fail to beat one off with a stick?

Perhaps you should look only when missing the adult company?

skint_spice wrote: »

Hope you are feeling a bit better today :grouphug:

Naah, not really. But at least I didn't crash out through the day.

skint_spice wrote: »

Yes, he made it to the bathroom thank goodness.

I'm a wee bit yucky too, not bad but not myself -

:grouphug:

skint_spice wrote: »

giving the gym a miss for once.

On the other hand....drum roll... I paid the remainder of my CC off:T:T:T

:beer::beer::beer::beer:

skint_spice wrote: »

only the personal loan to shift now but might just let that go until I move and pay it off with some of the equity.

How much interest is it costing you? Does this mean you're definitely moving then?

skint_spice wrote: »

In the meantime though I shall be aiming to save as much as possible

Have you rejigged your budgets?

skint_spice

ZTD wrote: »

Can't be bothered to look, or can't be bothered when you do [STRIKE]find one[/STRIKE] fail to beat one off with a stick?

Perhaps you should look only when missing the adult company?

They aren't exactly thick on the ground here...

ZTD wrote: »

Naah, not really. But at least I didn't crash out through the day.

ah well, that's progress in itself.

ZTD wrote: »

:beer::beer::beer::beer:

How much interest is it costing you? Does this mean you're definitely moving then?

Not much - it's about 6.9% APR. No, nothing is definite.

ZTD wrote: »

Have you rejigged your budgets?

:rotfl::rotfl:always! spreadsheet currently showing up to end mar 12, only stopped there cos I don't know next year's council tax yet:o

ZTD

skint_spice wrote: »

They aren't exactly thick on the ground here...

There will be more than you think, and that's no reason to stop looking.

As I've said before: Single women should be forced to wear a hat...

OTOH, you could always look on Plenty of Freaks and say "I'm not missing adult company that much..." :rotfl:

skint_spice wrote: »

Not much - it's about 6.9% APR. No, nothing is definite.

It's a hell of a lot more than you can get in savings though...

skint_spice wrote: »

:rotfl::rotfl:always! spreadsheet currently showing up to end mar 12, only stopped there cos I don't know next year's council tax yet:o

The Government is pushing for no rises again, so if you stick in this year's figure, you probably won't be far wrong.

Is the spreadhseet looking good? A babe - like you?

skint_spice

ZTD wrote: »

There will be more than you think, and that's no reason to stop looking.

As I've said before: Single women should be forced to wear a hat...

OTOH, you could always look on Plenty of Freaks and say "I'm not missing adult company that much..." :rotfl:

I'm not going there for now. Nuff said.

ZTD wrote: »

It's a hell of a lot more than you can get in savings though...

Yes but can only pay it off early in full not by overpaying so need to stick it in savings until there's enough.

ZTD wrote: »

The Government is pushing for no rises again, so if you stick in this year's figure, you probably won't be far wrong.

I think up to next march is sad enough for now! I should get an increment in April too and not sure how much that is.

ZTD wrote: »

Is the spreadhseet looking good? A babe - like you?

it's looking ok, an extra £1000 or so a month would make it all better but that's life!

skint_spice

OK, having gone over the figures I reckon I need to save £4000 to make the moving lark feasible... will see how that goes but I managed to resist a lovely coat in the Debenhams sale today so sensible head is on at the moment

skint_spice

Another saturday morning of gym and footie - NSD so far and DS has announced he's going out with his pals so a quiet afternoon I think:cool:

Made first, ever so humble payment to moving fund - it's a tiny step in the right direction:D

ZTD

skint_spice wrote: »

Made first, ever so humble payment to moving fund - it's a tiny step in the right direction:D

We want to see spreadsheets and graphs for this mind...