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  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    WELL DONE on not giving up. Might I suggest though that you put a little more into a buffer fund?
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • So, the post arrived yesterday, and Ive heard from Halifax re my Mortgage PPI. They are offering £5691.86 which is fantastic and I have the opportunity to contact them to take up a complaint regarding the rest of the Protection Plan I had as they state they have only taken into account one element of it and provide a tel no if I want to pursue the rest. I wil be on the phone to them tomorrow!. Based on the advice on this site with regard to the qualification criteria for being missold a policy it all applies in my case. So, the other two elements should be refunded too. So, Im in a win win situation. At worst Im due just over £9K in total taking all 3 complaints into account, at best I should be entitled to more! Watch ths space.

    The timing of things at the moment is really making me sure there is a guardian angel you know. Ive been trying to download a cd onto my dd's MP3 player today without success. And a leaflet came through our door as the frustration built from a local computer team I know of offering a special deal on computer services! You have to laugh!
    My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
    May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow that is truelyfantastic news for you.
    So very pleased for you:j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What a week you have had! I do hope you have more like this! :money:
  • jamieboy
    jamieboy Posts: 136 Forumite
    Part of the Furniture
    If anyone deserves it, you do. Keep going and well done on everything you've achieved so far.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    That's wonderful PAF and totally deserved after your hard work and persistence with Halifax. What a lovely Aunt you have too.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    reported above post as spam, if anyone can as well, then get cleared x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • satchmo1
    satchmo1 Posts: 3,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mum2one wrote: »
    reported above post as spam, if anyone can as well, then get cleared x

    blimmin cheek!

    Fab news oon the ppi P&F x
    What would you get if all you got was what you were thankful for?
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    that is absolutely brilliant news, well done, if anyone deserves it you do. xxx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Also reported ferantsil's spam
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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