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DFW Bank Charges Reclaim Thread

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  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    mountainofdebt wrote:
    Can't see why not ...at the end of the day they would charge this amount if you went over an authorised O/D.

    Thanks, wasnt sure if we could because it doesnt have an OD on the account. 35 pounds is an a silly amount when sometimes the account has only been short of a few pence.

    Now I have to read up on how to go about it, banking has never been my stong point :o
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've just written subject data access requests to Halifax. Barclays and Capital one. I worked out there must be at least £3k between them in charges in the last six years. wish me luck.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Barclays are playing the we can stall till the end of time game still.
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • Lydia.42
    Lydia.42 Posts: 384 Forumite
    I sent my letters nearly 2 weeks ago now (stating what they owed me, etc). Have heard nowt from Nationwide, and got a letter from Abbey this week saying thanks for your letter, it'll take us 4 weeks to respond. So what do i do now? Do i wait for Abbey to respond? Or do i write again and say no good, or do i file a claim? Also what should i do about Nationwide? Wait a bit longer?
    Confused, and worried now.....
    What's he building in there???
    Debt at highest £30,450 (Dec 05)
    Debt at lowest £9, 113 (Jul 07)
    How much did we over spend whilst on maternity leave :mad:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Blimey! Posted my letter asking for a refund of charges on Wednesday and got their reply today! :eek:

    Anyone else think they were waiting for it? :rotfl:

    They have said no.....our charges are fair.....blah blah blah! :rolleyes:

    On to the next stage! :D
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    Blimey! Posted my letter asking for a refund of charges on Wednesday and got their reply today! :eek:

    Anyone else think they were waiting for it? :rotfl:

    They have said no.....our charges are fair.....blah blah blah! :rolleyes:

    On to the next stage! :D

    I would just leave it at that, they have been good to you after all :D :rotfl:
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    I would just leave it at that, they have been good to you after all :D :rotfl:

    Your right! They are lovely people! :rolleyes:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    Your right! They are lovely people! :rolleyes:

    you could have waited to claim yours till I was, then I could have just copied all your homework :D

    But I am sure I know of a gorgeous, witty, funny yellow man who will be willing to guide me through it all in the plain english he knows I understand :D
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    you could have waited to claim yours till I was, then I could have just copied all your homework :D

    But I am sure I know of a gorgeous, witty, funny yellow man who will be willing to guide me through it all in the plain english he knows I understand :D

    Can you introduce him to me! He sounds like a right catch! ;) :rotfl:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    Can you introduce him to me! He sounds like a right catch! ;) :rotfl:

    From what I understnd you are quite friendly with him already :D:p
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
This discussion has been closed.
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