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pammyj74's MFW diary (or possible wishful thinking!!)

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Comments

  • hey pammy sorry u didnt have a fun xmas day :(
    I feel the same as u with presents especially hubbys family I feel anxious that I wont like what they get me then I'll feel guilty and sometimes that really gets me down and I hope theyll drop the presents off at a time when I dont have to open them incase I have to fake liking them and do it badly haha
    We've also made a blunder with the heating, I've got in the habit of going upstairs and turning on an electric heater before we go to bed, last night id had it on for over TWO HOURS I don't know whats going on, that and my obsession with christmas decorations...my tree has two hangy things on one branch in some places, I've gone mad. new years resolution- no choc for 1 month and no 'unauthorised' spends... :)
    Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
    Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 17
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Well had a really good time at my mums on monday. We took DDs Just dance 2 that she got for her bday and got most of them to have a go. Was really funny.

    As for in laws and ex. Well I got a text from him saying that he had had the kids enough over xmas (2 days) and so hes not having them this weekend when he is due to. I said that this year (2011) he is not going to mess me about. And he is not going to fob the kids off all the time. I then got an abusive text from his wife, swearing and all sorts. She is such a lovely woman I havent replied to him but I thought enough is enough and his parents need to know what I have to deal with. I have never brought them into it in the last five years but I have had really had enough of it being a chore to make him see his kids. (unless its to pretend to his parents that he cares!)

    Then I felt really bad as they sent me a really apologetic email, saying sorry to me about it all, and that they didnt know I felt like that etc. I felt so bad but then thought they need to know their son is not a blooming doting dad as he seems to possibly claim. I will text ex tomorrow so see if he is having the kids this weekend or not, his parents offered to have them, maybe anotehr guilty conscience that they havent helped out at all either but they live an hour away and his mum has had a few health problems which is why I dont normally bother them. BUT they are loaded and I know that sounds awful but if they cant help in one way they could with another iykwim!

    Well on a MF front (now I have that out of my system lol) I have had a really good month being frugal considering and have set my 2011 SS up and I'm ready to roll. I have added another SO to my savings a/c for xmas and will be putting away £15 a month as well as hopefully having some good vouchers/winnings through the year.

    January starts off with a lovely OP of £1k :j This is £700 of my PPI money and £300 from last month and this month money left over. This takes off 2 months and my end date is now Feb 2021. A good start towards my target that wont last lol but gives me a boost anyway :)
    I am still looking for a car and hoping that maybe there will be one that stands out soon that is nearby. Am not rushing into an impulse buy BUT my little banger might not hold out for much longer. Although saying that, I didnt drive it for 10 days from when the kids broke up from school and through all the bad weather it did start first time with not one bit of trouble :) I do have a hole in my windscreen cleaner container so have no water to be able to clean the windows as I am driving along which can be a bit dangerous. I now have a bottle of water in the car at all times just in case :(

    Anyway my body clock is all out of sorts and I havent been going to sleep until 3-4am and then getting up about 10am. I should try and get to sleep a bit earlier or at least try and get up earlier so I am tired but I go past the tired stage.

    Well that was all a bit of an essay, thats what happens when you dont post for a few days :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Do we share the same ex? How rubbish.
  • Sunnyday
    Sunnyday Posts: 3,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning Pammy :wave:

    hope that the kids/ex situation sorts itself out and 2011 is a better year for you.

    Well done on the OP - what a great way to start the year :D when i`ve got my finances in order i`ll be throwing the balance into the mortgage account and i`m really looking forward to doing it.

    Where abouts is the hole on the washer bottle? If its in an accessible flat space could you cut a piece out of an old milk carton and glue it over the hole on the outside so that it will hold some water?

    Anyhow - have a happy and prosperous new year and good luck with the op`s :beer::D

    SD
    Planning on starting the GC again soon :p
  • Hope the ex situation sorts itself out , glad the g'parents are at least aware now..tough for the kids too to not know where they stand
    great OP to start off the year ! :)
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Pammy, what a lot of stress over xmas. Its difficult to get your head around the idea that after 2 days with the kids thats enough time with them! I have friends in similar situations, and sometimes its just so sad what these parents are missing out on and they can't even see it.
    Best of luck with next years op's, you have made a great start already.
    PS. get yourself to bed early tonight!:D
    MFW 67 - Finally mortgage free! 💙😁
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Good for you for standing up for yourself with the ex in laws etc. It needs to be done sometimes. That's a fab overpayment for Jan well done. I'd love my mortgage to end in 2021, and that's what I'm aiming for.
  • Pammy, I think you did the right thing letting your ex-inlaws know what is happening. Like you, my ex has been and can still be an utter k n o b at times. Luckily I get on very well with my ex-inlaws, I suspect they do have a guilt complex about how he has treated the kids and me over the years and try to make up for it a bit. I always tell them when he is behaving particularly badly and his Mum tends to challenge him about it and suprisingly this seems to work. They are also great at having the kids for me, so on the rare ocassions I get to go out (think it was once this year, and that was for a christmas do!) they are always more than willing to have the kids (as ex won't do anything above his every other weekend of having them).

    I think its always a good idea to have ex-inlaws as friends rather than enemies!
  • elysia2003
    elysia2003 Posts: 5,155 Forumite
    Good for you Pammy standing up for yourself. How dare he say two days is too much, and cancel the weekend. Men Grrrrrr

    I just popped by to see how you were doing, and I'm really pleased that on the money front you are doing well. We're proud of you.

    If I don't 'speak' to you - I wish you well for the new year, and with a bit of luck a big lottery win, so you can pay off your mortgage. Woohoo - that'll be good, but you won't know what to do with yourself then ;)

    Anyway, must go. Take care Pammy. xxx
    I :heartpuls M.S.E.
    :DMortgage Free 18/01/10 13 years and 8 months early on a 20 year mortgage! :D
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Thanks for the replies.
    Hi LS long time no speak, how are you? Still on the 'other side'?

    I just have this feeling that as they see his parents face to face more they will give a different version of things that are more believable and make me look like the bad guy. As I am constantly asking him to see the kids it makes it look like I am trying to palm them off on him and that is his come back on me, that I am the one that doesnt want them here!! 365 days a year and he has them for 31 days (2 days a month a week in the hols)
    I just get the feeling that they dont even want to bother with the kids at all. My DD is getting older and understanding more now. Its not fair on them.
    As for ex in laws, I know they would help me if they lived closer.

    Right, need to catch up on ebay, havent done any over xmas, prob get neg feedback :(
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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