High Court Enforcement Ltd

blackbetty_3

Hello, I was guided to this site by my neighbour as I was in such a state and she said this may be a good place for advice, so may I thank anyone who can help me as I am pretty frightened right now.

My daughter has a special needs disorder and attended a private school where she had a lot of extra help, this was good for her as she now has a great job and is happy, At the time I was married but before she left school we divorced and I was left with school fee debts of £5,000. To cut a long stroy short my ex took me to court again and again to pay his massive debts, each time he won and I lost my house, all the money and gained massive debts. In the end I had a nervous breakdown and ended up suicidal. That was three years ago. I have had therapy and am slowly getting life back together. I have made arrangements with every one to make monthly payments and I now hold down a full time job. When things were very bad three years ago I wrote to the school and sais I couldn't pay them hardly anything, and maybe some months nothing at all. I never heard from them. I admit I have been putting off contacting them as I have been frightened of facing them, and I tend to have panic attacks if I get too stressed. I decided that I would write to them at the end of the year when I would have been in my job for more than a year.

Yesterday I got a lady at my door who handed me a note from High Court Enforcement Ltd stating that I have been taken to court and I have to pay £14, 186 to them on behalf of the school! If not they will call again and take goods from my house and they will declare me insolvent. I am out of my mind with worry. How can I be taken to court without knowing? And the school have never written to me, I have moved several times but always left a forwarding address, and my ex has never moved and they have his address. I share a house, most of the things in the house aren't mine, so if the High Court people come and take things they might not be mine to let them take. And how did it get from £5,000 to £14,000? I am sorry to go on but I am frantic. I can't bear this, and am so frightened of becoming depressed again. I know if my boss thnks I'm in trouble again I will lose my job, he is very old fashioned and says of the credit crunch that people deserve what they get if they can't deal with money. What can I do? I truly hope someone has a good idea and I am so grateful for any help. Thank you

ladybez

Welcome to the board , BB. You will find everyone on here really helpful and supportive and I'm sure that the very clever peeps will be along soon to offer advice. You may find the boards a little quiet as its weekend but will try and keep this near the top of the posts so when people do log on they will see it. As is often said on here, there is no financial problem that cannot be solved. You could contact the CAB for advice, not sure whether they are open Saturdays, or one of the FREE on-line debt councelling services.

mrbadexample

Hang in there BB, have a cup of tea and a slice o' cake while you wait for the experts to turn up.

blackbetty_3

Thank you, I will wait as you say

gratton20

Just wanted to say "Don't worry the experts here will help you" ... giving this thread a "bump";)

worried_jim

what's the address for High Court Enforcement Ltd? can you scan and post the letter (removing your own details )

10past6

blackbetty wrote: »

I have moved several times

If you never received the original court papers, that alone is grounds to make a "Set Aside" application requesting the original CCJ be set aside complete this form here there is a fee of £75.00 to pay, however, if you're in receipt of any benefits, complete this form also.

blackbetty_3

As a new user I am not allowed to post links so I will ask my neighbour to post the link to the scan

sams247

blackbetty_3

That's my letter above. Sorry its big I dont kn ow how to make it smaller.

The lady came when I was not here, she said to my partner that I had a lot of debt with a school, that she was from a solicitors with a letter from the school explaining how I could get in touch with them to discuss payment. She also said that I could contact her to make payment arrange ments. She told him that she had found me through the electoral role.

Is this any help?

blackbetty_3

Oh, it didn't come out. I don't know how to put it in then. Here are the details....

Address is High Court Enforcement, Second Floor, Lloyds Bank Chambers, 30 High Street, Crediton Devon EX17 3AH

It says in left hand corner - In the High Court of Justice, Queens Bench Division, Central Office. High Court Reference ............... Our reference ............... 19th June Re: LP Trust vs .............

TAKE FORMAL NOTICE

I have today attended with the intention of removing your goods and chattels. My warrant gives me the power as a High Court enforcement Officer to SEIZE your GOODS up to the value of judgement, together with all additional costs and interests.
I will AGAIN attend anytime and may remove goods even in your absence. the amount outstanding as of todays date including costs and interest is £14, 186.
It is in your own interest to contact me in this matter, to avoid this distressing course of action and to avoid extra costs being incurred. My name and phone number are set out below.
Payment in full must be made by today cheque or bankers draft payable to Hihg Court Enfrocement Group. There is a fee of £11.50 chargeable for payments made by cheque
If you fail to make payment and there are insufficient goods to cover your debt, a return will be made to this warrant whihcwill enable the claimant to take insolvency proceedings (of either compulsory, liquidation or bankruptcy) against you
Yours faithfully
Ms L Gleeson