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Bumbling along to be Mortgage Free
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I think this is just the tme of year when everything costs loads so attention turns to the new year. Quite a few of us seem to be in similar boat TBH.MF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/2000
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I was just thinking how much more I could overpay if I wasn't buying presents!!!0
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Caroline73 wrote: »I was just thinking how much more I could overpay if I wasn't buying presents!!!
:rotfl::rotfl::rotfl: lol!!
I'm lookng forward to starting again in 2011. I also plan on keeping a much closer eye on how much is spent and on what - I started that this year but then ahd a big operation and didn't keep it up. (and I need to train my husband!)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Its not even december and we are all thinking new year, new start. Try and keep on top of things an record things properly.
I have been really laid back on presents this year when I normally have them ALL done by September/October! So its a bit stressful not being that organised. Will definitely be raiding the january sales!
O my word thinking about next xmas before this one is sorted! MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
:rotfl::rotfl::rotfl: lol!!
I'm lookng forward to starting again in 2011. I also plan on keeping a much closer eye on how much is spent and on what - I started that this year but then ahd a big operation and didn't keep it up. (and I need to train my husband!)
And I need to train mine, he keeps sneaking things in the trolley in the supermarket.
And I haven't got a single present!Please do not confuse me with other gratefulsforhelp. x0 -
""No doubt DH will pour me a glass of wine tonight to make up for it. I'm slowly becoming alcoholic this week""
Oh go on have the bottle after the day you've had! Yak about the dog muck ..it's better when they are older and can clean it off themselves I can't be bothered updating this anymore0 -
I'm afraid I buy pressies all year round, and have a stash that runs into next year. Too big a family to buy for to do it at Christmas. I haunt the bargain deals and charity shopsDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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Hope you have a better day michelleCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Michelle I am toying with a money neutral 2011 present challenge for that very reason. I thought i was quite restrained but apparently not. oopsMF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/2000
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Good luck with the kitchen - little boys and rotten weather combined with building work is enough to turn anybody to alcohol!:jPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0
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