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Bumbling along to be Mortgage Free
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you did well living with that kitchen..am looking forward to seeing the new one.
great news on sorting DHS tax code0 -
Hi Michelle, i am sure you cant wait to have your new kitchen in, it will be a big change i am sure...looking forward to seeing the pictures.
Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000 -
Just caught up with your diary. Wow! your kitchen was a lot worse than mine and I think you have done well to last as long as you did. Mine all matched and it still drove me mad. If I knew how to do it I would stick some pictures on my own diary of before and after to show you to keep you motivated:D I can't wait to see your after pics.Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Michelle you have just reminded me I need to enquire about preschool for DD, i think I got distracted yesterday by my tooth!
Great news on the tax code. Have you ever used one of those unison forms that help reclaim tax? DH and I did it and got small rebates and better tax codes.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
DH is right about tax code. The 'rebate' will come in his wages though rather than an end of year cheque
I am always free to assist in matters of payroll Anyone who pays professionan or union subs please make sure you are getting your tax relief on them Oh and pension contributions MF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/2000
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Michelle, we still have 1970s flotex carpet in our kitchen...ewwww. Problem is there's no point in tiling the floor until we have a new kitchen as then we will have to retile.
Its def right to wait until you can do the job properly.Please do not confuse me with other gratefulsforhelp. x0 -
I was pleased there was no rain for school run here today as I got soaked yesterday but today, I managed to fall over on the school run, taking Sam down with me. So much for holding onto my hand for safety!
I;m sitting with my slanket on. they are so worth the money!0 -
Frightening how quickly money can be spent isn't it, especially when it takes all month to earn it!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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Good for you - me too. Annoyed that my 0% cards are keeping my overpayments down so never using them again. You saw it here first.
Squirrel:jPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
Here's to 2011 Michelle! Although a bit early maybe...Please do not confuse me with other gratefulsforhelp. x0
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