M & S card - laughable credit limit

never-in-doubt

CopperPlate wrote: »

It doesn't have a particularly high minimum income level from memory - it's operated by HSBC who also operate the John Lewis Partnership Card, first direct and obviously their own HSBC credit cards. There might be issues if you have credit cards with all these other brands and then try to get a M&S card.

Interesting - thanks :beer:

I wonder if the underwriters actually look into your hsbc account if you apply for M&S and bank with hsbc - like I do? I just got a HSBC mastercard, wonder what would happen if I now went for the M&S one - decline cos too recent or accept cos hsbc accepted me.... one ponders...?

Assuming the underwriters are HSBC based staff, naturally....

goonasuk

gazelle8760 wrote: »

Laughable yes, not the card but YOU.

I am an ex m&s Financial Services employee, and I dealt with customers like you on a day-to-day basis, who had nothing better to do with their time, but to waste mine instead.!

In a way you should be grateful for people like that, it keeps you in a job :money: