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Reigning in the debt and ramping up the running

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  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Beanie - are you going to keep the extra of throw it to another debt while you're not missing it??

    I'm not sure whether to save all or half of my loan payments - hmmmm
  • beanielou
    beanielou Posts: 95,506 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Im going to pay it off my credit card becky if I can but might not manage it all as things are so tight at the mo.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hmmmmm the change in overdraft isnt showing on my account yet - bet they havent done it and I'll get charged extra interest - I HATE natwest!

    Sigh will have to go in at lunchtime now and try to sort it out *rolls eyes*
  • beanielou
    beanielou Posts: 95,506 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Beeping banks becky.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oooo aliteration before 12 Beanie - nice one!!! :D
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning!

    Havent posted for a few days :D

    Money is going well - got £200 in a side account for later in the month, sorted the overdraft so thats now at £150 (not in it yet either :))

    Running going okay - had to drop out of a race on Sunday due to a bad chest, but managed most of my interval session this morning so am getting better already. Hoping for a good week running wise as last week was just over 26 miles so am very well rested :D
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So its the start of another week - got my Americans here from Saturday and thank goodness Tuesday is payday ;)

    Got £30 to last till then but I have no food in at the moment (although lunches are bought), had a nice store cupboard dinner of brown rice topped with sardines in tomato and chilli sauce last night - it was yummy! Chowed down while I was watching the athletics :D

    Running this morning went well - have my first half marathon since April on Sunday so am feeling a little nervous but its a lap course so if I start to struggle OH wont be very far away at all times (except when hes lapping me :p)...

    Happy money saving!
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Havent posted for a while as have been mega busy - all good stuff though :D

    Got 326.85 left on the loan now and £100 overdraft thats interest free so I will leave it for a little while (paid off £50 yesterday!)...

    Bought my autumn wardrobe refresh for £50 (which is £100 less than I budgeted) for which I got:
    Jeans
    Dress
    Shirt
    Skirt

    Now I just need some nice tights - got them last time from tightsplease and they were lovely and £5 a pair - I know you can get cheaper ones from Primani but they dont last as long ;)

    Running going well - got a few of us meeting at pakrrun this Sat for the 5k race so that should be fun :D
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Well done on the clothes shopping - that's really good!

    Hope you're going through Quidco to Tightsplease - 10% cashback ;)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yeah I was going to but they dont seem to do those tight now - found them somewhere with piggypoints though so that might have to do ;)
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