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Reigning in the debt and ramping up the running

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  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, thats great :)
    Im wishing my life away to get rid of loan so can then hopefully chuck it at my CC which has a really big balance.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I know you keep making me - which is good because I would only waste it otherwise :D

    I'm glad mine only ever was allowed a small balance - otherwise I'm sure my debts would be massive now...no excuse for it either - I have loads of spare money I just waste it!!! Or used to - not any more!
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry, dont mean to be bossy!
    Good for you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Sorry, dont mean to be bossy!
    Good for you :)

    Nah its just what I need :D:D
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just spent a frustrating time on the phone with natwest but think my CC is now closed and just have the interest payment to pay on 17th July :D

    Have ordered online shopping at £50 to replenish my store cupboard plus this weeks food - coming on Sunday so will go slightly over food budget this month :(

    However, got travel all in for £38 provided I dont need any more on my Osyter later in the month (trying to walk as much as possible) :D

    Have spent half of clothing budget by buying a dress for £25 but probably wont buy anything else so thats nice :D

    Tickets for gymnastics all booked and spent £10 of entertainment budget having pcinic with friend last night (but got a bottle of wine out of it as a belated bday pressie) so thats all good...

    Am tempted to go and reduce overdraft at lunchietime but dont want to run out of money before the end of the month - hmmmm need to think on that!!

    Rest day running wise today and OH down tonight so we'll stay in and drink the free wine :D
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello All!

    Having a good weekend :D

    Run 20 miles this week - whoop!!!

    Got a villa through OHs work for October for £99 for the week in Spain and flights for £89 so thats a weeks holiday for £200 for the both of us - I'll have to pay him my £100 at some point but its pretty good I think and something to look forward too as the cold nights draw in :p

    Eaten really healthy as well and feeling all round good - am hoping for a few more lbs to drop off in the next week or two - have to go to the docs next week for a check up so they can check my weight again - put on 5kgs when I was ill and have lost about 2-3 already I think but confirmation will be nice - I'd like to be back under 60kgs again anyway :D
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning!

    Am doing reasonabley well - opened an account for my nephew for his birthday and spoke to lovely woman at the co-op about switiching my account!! So hopefully can do that in November when my loan is paid off :D

    Running's going well - hoping for a 10 miler tomorrow but we'll see :p
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Cant you change accounts til loan paid off then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Not sure - but I get access to the loan account on internet banking and I think I would lose that if I moved so want to keep it as it reassures me to see it going down every month :D

    One on the 18th and then 4 more payments to make :D
  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Snap hun :)
    Cant wait :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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