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Tips and Tricks for over 60's, 65's 70's

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gfplux
gfplux Posts: 4,985 Forumite
Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
edited 21 July 2009 at 7:57PM in Over 50s MoneySaving
Does anyone have any tips or tricks to make life easier for the over 60's

My tip would be to get a State pension forecast from
http://www.thepensionservice.gov.uk/state-pension/forecast/home.asp
BEFORE your official retirement date.


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There will be no Brexit dividend for Britain.
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  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Simplify life as far as possible. Make sure your money affairs are all in order. Budget properly. Make a will.

    Take a good hard look at where you live. Is it easy-care, convenient, manageable for a time when you possibly might not be as active and agile as you are now? Do you need to modernise? Kitchen and bathroom are obvious areas to look hard at. Or, do you want to live somewhere else? If so, think of doing it earlier rather than later - if you leave it too late you might not want the hassle, the bother, the upheaval and you might not have the funds or the energy.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • scotsbob
    scotsbob Posts: 4,632 Forumite
    Lots of things are means tested. If you have too much cash you don't get them. Buy high value items that can easily be sold. Spread your money around.
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Make sure you know on which side your car filler cap is on. Then go to a pump that is on that side. No more pulling and struggling with the hose to get it around to the other side of the car.
    There will be no Brexit dividend for Britain.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    gfplux wrote: »
    Make sure you know on which side your car filler cap is on. Then go to a pump that is on that side. No more pulling and struggling with the hose to get it around to the other side of the car.

    I hope this is tongue-in-cheek, otherwise it doesn't credit us with much intelligence. Who in their right mind drives a car and tries to put in petrol on the wrong side?
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • Farway
    Farway Posts: 14,709 Forumite
    Part of the Furniture 10,000 Posts Homepage Hero Name Dropper
    I hope this is tongue-in-cheek, otherwise it doesn't credit us with much intelligence. Who in their right mind drives a car and tries to put in petrol on the wrong side?

    As I read it the object was to avoid pulling the hose to other side of the car [filler cap side] from the pump island

    Personally I love it when when people queue because they are seemingly unable to position their car to allow filling by using a pump on the opposite side to the cap, gives me plenty of spaces to choose from & saves me time
    Eight out of ten owners who expressed a preference said their cats preferred other peoples gardens
  • ampersand
    ampersand Posts: 9,672 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope this is tongue-in-cheek, otherwise it doesn't credit us with much intelligence. Who in their right mind drives a car and tries to put in petrol on the wrong side?
    #############
    Friend does, deliberately, somehow feeling that there is petrol left in the length of hose to trickle down into his tank after the pump has stopped.:D
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
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    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
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  • Jennifer_Jane
    Jennifer_Jane Posts: 3,237 Forumite
    1,000 Posts Combo Breaker
    Declutter home and finances - get a Lasting Power of Attorney (or what used to be the Enduring Power of Attorney). Have a list of Accounts, and account numbers, and passwords (perhaps on a USB dongle thingy) to facilitate probate. Put this with the will and insurance policies; and also where anything in the house that is valuable is kept (when my mother died I washed up some china, only to find that on one thing the Japanese design washed completely off - heaven knows if it was valuable, but it was certainly hand painted and not baked or whatever they do (Please don't tell me if it was worth a fortune!).

    Can't think of anything else. Just think to make things easier for someone coming in once you've gone. It's reassuring for you as the old person to know that affairs are in order, isn't it?

    Jen
    x
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    Lodge your will with the Probate Office for a one off payment of £15, info here http://www.hmcourts-service.gov.uk/cms/1218.htm

    and leave a copy with your insurance policies.

    It's also a good idea to review your will every once in a while in case anything needs to be changed.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • [Deleted User]
    [Deleted User] Posts: 12,492 Forumite
    10,000 Posts Combo Breaker
    edited 15 June 2009 at 12:51PM
    Don`t sit in a corner waiting to get old. Enjoy your life. My dh just cycled 100 very hilly miles in under 5 hours and he has had 2 hip resurfacing procedures. I am just back from cycling to get the paper. Get moving and get out and about

    Jennifer Jane is right about de-cluttering and I would also say to simplify things for my dh, who leaves all money matters to me. Everything is now very simply in a little book, all the direct debits and so on and what bill needs paying when

    Over time, I intend to give away all my card crafting things and so on, the bits I don`t use now and I feel no qualms any more about going down with bundles of fabric etc to oxfam and the like. Little by little I intend to reduce my stash of fabrics, knowing that someone somewhere will make use of them.

    I feel no guilt at all in giving away what I bought over my lifetime
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    I've just received this from Age Concern www.ageconcern.org.uk/lifebook
    The Lifebook servie is available as a printed book or online.
    .................:)....I'm smiling because I have no idea what's going on ...:)
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