DMP Mutual Support Thread (Part 6)

scouselad1974

I think I read today that Northern Ireland have introduced the same system as Scotland, If I lived nearer to the Scottish border I would up sticks and chuck on a kilt it would be worth it for the legal protection, as usual we are well behind the rest.

Twit_Head

ianmak wrote: »

Not sure why, but yourself and Twitty I always imagine you both being as thick as thieves...

Oy,oy - what is you insinuating here? That we is both stoopid or we is both dishonest???
We're the smart girls . Might be on a DMP but we're sorting it out for the future laddie!
And I think it's just wonderful to be able to 'talk' to so many like-minded souls. Long may this thread continue; to give support but also to provide a little bit of light-hearted nonsense to brighten up the day. :T

'Twitty'

the_tooth_fairy

ianmak wrote: »

Not sure why, but yourself and Twitty I always imagine you both being as thick as thieves...

Scoose me, but I is er-u-dite cos my mate Twitty sez so, it is word, mate!


ttf x

the_tooth_fairy

icecube2009 wrote: »

I totally agree, we are treated dreadfully, a staff meeting is more like a lecture with everyone too scared to put forward their opinion, she made one poor woman redundant because she didnt like the way she worked (was OK, but a little slow with things like cleaning etc for their liking) then employed someone else the following week, in fact whilst this woman was working her last week she had people coming in for interviews! then the owner had the nerve to ask the woman to come back last week because we were short staffed, she woman stupidly did,and was then told it was just temporary and she would only be needed as & when, but then she saw a recruitment add that the boss had in the local paper so after one days work she told them she wouldnt be coming back & she felt made use of (rightly so) and the abuse she got was dreadful, she left the nursery in tears!
Its so awful when I go I want to just wait till I have been paid & do a runner! I dont want to have to give notice as I know for my last weeks they would put me through hell, but dont know how I would stand with that legally

Hey, Icecube, Sorry. I should have replied to you first. I agree with the above posts. Just leave when you have had your holidays. If they contact you just say that you have written down all the things that have gone on, you are very unhappy, and it makes sorry reading. A 'hick' outfit like that, I suspect, don't want bad publicity or a bad reputation in the local community.
Never feel sorry for leaving a terrible situation, it wasn't of your making, and if you can't change it, then don't worry about it. Others will be grateful for your skills and hard work. Again, my best wishes, let us know how you go.

On a lighter note, is it possible to allow for an Arc on a DMP? I have two bowls of water on my kitchen floor and a blizzard has just started...

ianmak

Twit_Head wrote: »

Oy,oy - what is you insinuating here? That we is both stoopid or we is both dishonest???
We're the smart girls . Might be on a DMP but we're sorting it out for the future laddie!
And I think it's just wonderful to be able to 'talk' to so many like-minded souls. Long may this thread continue; to give support but also to provide a little bit of light-hearted nonsense to brighten up the day. :T

'Twitty'

Definition:

If people are thick as thieves, they are very close friends who have no secrets from each other.

"Partners in crime" if you will...

cheesedoffwithdebt

the_tooth_fairy wrote: »

That is great advice, although I have to say Next have been really cool with my DMP, so it seems a bit mean of me!! A few months ago, there was an item on one of the news channels where a lady was complaining that she couldn't simply order an item from the Next catalogue online without opening a 'credit' account. When she got the invoice for the clothes she bought, she found she had a credit limit of £2,000!! Perhaps doing that has come back to bite Next?

Icecube, I think I'm right in saying that that the local county councils have a fair bit of clout when it comes to running nurseries, especially when it comes to Health and Safety. Surely tired, overworked staff have a far greater impact than, say, giving kids fish fingers with additives in? I don't want to sound flippant at all, (quite the opposite!) but county councils in England, Scotland, Wales and NI have a lot to answer for, considering they hand out the licences for these places to exist in the first place.

It maddens me to think of the money churned in by the owners of these nurseries ( and care homes! ) who treat vulnerable young and old people like commodities to make as much money as they can. Without caring, hard working people like you, they would have NOTHING.

Very best wishes to you, you have really done your best. :T

I have to agree regarding Next- they gave me a massive amount of credit in the same way, and when I was earning good money that wasn't a problem. I have almost repaid my debt with them now but they have been massively disorganised, and yes, I think their overly "generous" credit limits are coming back to bite them- why can't these companies just ask what level you need?

The credit limit should actually be to allow you to order clothes without paying up front, and then return items not needed, but they do it because selling more items makes them money and charging massive amounts of interest also makes them money. But lending money out to boost sales is a parallel to the banks thinking, it's not passing the problem of the economy to the public really, it's starting a merry go round. PAH!!

suze72

I broke my mobile sim card the other day and had been meaning to end my contract with 3 anyway. So, I went online and bought a sim only 30 day thingy from vodafone and it was only after completing checkout that I saw the bit which said they would do a credit check - should have thought of that really DOH!

Anyway I waited for the email to say I had failed the check miserably, then got one saying that the credit check had gone smoothly and my new sim card was on its way!!! :rotfl::rotfl::rotfl:

Does anyone know much about offering F&Fs if all your debts are with the same company? I have 3 debts with Metropolitan and was hoping sometime soon to offer a full and final on the smallest of these.

1) Are they likely to accept seeing that I have 2 other debts with them?

2) Would it still be seen by CCCS as favouring one over the other considering they are all Metropolitan and I have no other creditors?

Any advice gratefully received
Sue.x

2spicy

Afternoon all ... Wow, just taken 4 hours to catch up with the posts.

Just applied for a new Mobile too.
Used to have an Iphone, so went for the new Iphone 3GS ... really started to panic when they said they would have to run a credit check (had the cover story all sorted) then it came back fine !!...
to top it all off, just sold the old phone to Mazuma for £181 worth of Argos vouchers (thats all the birthdays and christmas presents sorted this year !!!

DMP still plodding along... year 2 and all payments being recieved. Total debt paid off is now just short of £10,000 ..... only another £52,000 to go !!

Rhian82

Are you on a contract then, or did they still want to run a credit check for PAYG?

Weird you passed - but good! Wonder what exactly they're checking for then?

suze72

Rhian82 wrote: »

Are you on a contract then, or did they still want to run a credit check for PAYG?

Weird you passed - but good! Wonder what exactly they're checking for then?

Mine was for a 30 day sim only contract as I didn't want to be tied to anything for another 18 months.
Maybe they don't routinely credit check everyone, or perhaps only look for CCJS etc?
Either way, I'm really happy with my new deal and its £10 a month cheaper