DMP Mutual Support Thread (Part 6)

Kudox

Toffee_Penny wrote: »

Tooth and Bailey :rotfl::rotfl:


By the way Kudox is female Tooth :rotfl:

Hi Everyone,
Yep TP is right I really am female, you've got me worried now Tooth Fairy wondering why I come across as male;)
Maybe I should change my name to something girly:rotfl:
Hey Toffee Penny missed you again, good to read your posts though.

Have been catching up on the last weeks posts, it was my birthday, then OH been poorly for the last week, then my uncle died so been looking after my mum, so life got in the way of coming on here I guess you could say.

Glad to here everyones doing ok and having a chat about stuff other the debts.

I finally took the plunge today and told cccs I'm taking over the DMP myself, wish me luck everyone. hope I don't regret it, they said I can go back any time in the next 6 months though.

Annie_99

Hi Just gonna open a basic bank account but dont know which. Im with RBS who are they affiliated to? Any suggestions

Helz1980

RBS are affiliated to Halifax, Lloyds TSB, Black Horse (check it out on the internet)

Not sure about Natwest.

I was with LLoyds and am now with First Direct (affiliated with HSBC and HFC loans - just in case you had one of those!) I have found FD really helpful.

Barclays apparently have a good basic account?

Hope this helps!

sunnydais

RBS owns Natwest
Bank of Scotland Halifax Black Horse ( Lloyds) are all together
RBS is seperate from Halifax BoS though

Helz1980

Hi Folks and fellow newbies!!

Still recieving LLoyds calls even though my DMP bod spoke to them yesterday! However, Norther Rock have agreed on my DMP payment as long as I send them a token payment for this month (posted that yest). They spoke to my DMP bod about 'does the customer realise that she will be defaulting her credit history, blah blah'. I think i already know that!! :rolleyes:

So thats one creditor who had agreed! Just the rest to go!

Looking forward to a quiet night!! OH is cooking dinner so all i have to do absolutely Nothing!! :j

Kudox

Annie_99 wrote: »

Hi Just gonna open a basic bank account but dont know which. Im with RBS who are they affiliated to? Any suggestions

I'm with Coop, I know lots are on here, they're very good, and don't think they've a lot of links to others.

saskia1

Blimey oh Riley!!

omly been away a week and have missed loads!!!!

hello all!!!!!

having a rubbish week - cold from hell (def not swine flu - otherwise could have a few days off work!!)

juts realised its only 1 more pay day till xmas! eeekkkk!!!! :eek:

good job i'm round ''familee' all xmas - couldn't afford to hold it this year!!

sounds like loads of DMPs have started well - i'm still of the opinion its the best thing we've done - but now getting stressed as Lloyds are threatening all sorts of action - am on the case tho with the unenforceability route - really makes you stronger this business.

can i just say ianmak - you sound like a lovely jubilee man. your advise & support is outstanding - i say we give you an award!!!

anyhoo - off home now as bored to death of work (i work in a bank - admin office & its sooo tiresome listening to my collegues maon about people who are in debt - LOL we wouldn't have jobs if people didn't borrow money!!!!)

sasx

Daffykjs

Annie_99 wrote: »

Hi Just gonna open a basic bank account but dont know which. Im with RBS who are they affiliated to? Any suggestions

Natwest are definitely RBS as I was with them (and od is on DMP). My new account is with Lloyds who aren't linked to RBS. (However I'm not sure about the rumoured joining of them and HBOS and if that will affect anything?)

Coop might be your best bet. I think you can use the Post office to pay in to there too, not sure tho!

Kudox

Yes you can pay in at the post office with a Coop bank account.

the_tooth_fairy

Hi Kudox, Sorry to hear about your uncle.

I never thought you sounded "male" haha! obviously you and I have the same sense of humour!
It's great you feel confident enough to take on your own DMP.
Out of 10 creditors, we have 9 confirmed as accepting DMP. The last 1, Sainsburys Visa, wrote to say that they are accepting lower payments, but had to issue me a default notice. Fair enough if that gets them on board.
It was great seeing TWO months of payments credited on Justabank today!
It feels like I've been looking at October's payments forever...