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Marathons, Money and Motivation

17071737576116

Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening chickadilla :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hey cafc. glad you had a good time in NYC. hope you have fun up north checking out the area x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    PHEW!!!!

    Finally back home....... and got loads of ebay bits to wrap up ready for posting this week....
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    evening everyone.

    Just sent my boss an email to confirm my new leaving date as the 15th november. So I've got 2 more paydays and then thats it!

    Mini panic over LOL
    Got so much to sort out in the house before then, like what to pack up etc, what will be dumped, what to sell....

    Is Music Magpie any good. Ive got a load of cd's just sat here, now that my music is now all on itunes? Cud sell them off perhaps?
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi cafcgirl - at least you are making lots of steps in the right direction AND your boss is no longer taking you for granted. Not done music magpie - most of my stuff was too scratched and what wasn't they weren't interested in lol!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    so when you moving cafc?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    start of dec hopefully. my last day of work is going to be 15th november, the payroll cut off so makes things a lot easier....

    hopefully itll go quickly and i can sort out the house in my off time, theres so much to do, got to post my notice to our LL tomorrow
    Wealth is not measured by currency
  • spud30
    spud30 Posts: 16,872 Forumite
    Where are you moving to CAFC?
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    it'll go quicker than you think. christmas is only around the corner.

    that's very organised giving your notice for the payroll cut off though. i wouldn't have thought of that
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you going to move up north regardless of the outcome from your oh's job?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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