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Marathons, Money and Motivation

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i really hope the one friday pays off... just hate waiting for anything.....
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Waiting is horrible I absolutely hate it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    need DH really pull his finger out after today, he cant sit on his backside like he did the last time when he left the police because i cant cover everything for one month, let alone 4 like last time......

    need to get him applying online for jsa and so council tax benefit and maybe housing benefit if we can get it...
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's the spirit cafcgirl! Love him but kick !!! at the same time LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :)

    if i wasnt so confused about what we're gonna do, i'd just be in tears!!!
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Just left a message for you on £15k chick.

    Loves ya xx
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    thanks pookie....... you really are ruddy marvellous
    Wealth is not measured by currency
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    cafc i'm so sorry to hear about your grandad. it has been a bad year but take it from someone who has been in a similar situation it does get better. unfortunately the best thing to help......time.

    take some time to grieve (for everything) then make a plan and slowly move on. it is hard now but time will help you. also don't bottle everything in. you know where we all are if you need us. :grouphug: sorry for the dodgy rubbing but it's meant to be a group hug
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks Star'

    Its been ok so far, having a few moments, but just glad it was a good end for him rather than slow, in hospital etc.

    DH is still waiting to hear from last interview, and he has one on thursday as well and then JSA interview on friday as well....Really hope he gets something by the end of the week so theres not much lag time in our payments etc....
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening chick, hows you today?

    Fingers crossed from hubby, be good to get some cash flow happening even if its just job seekers, every penny and all that.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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