Hypno's spending diary for June.....

Snaggles

It's really brave of you to post your spending diary, even after all my time as a DFW, and having posted endless SOAs, I would still quake at the thought of my daily spending being scrutinised - well done you! :T

hypno06

Thanks Snaggles! I think the reason is because I have got to the point where I can't earn much more, I can't cut back my bills and direct debits much more, so I need to address whatever it is that is still making me skint!

Which has to be, by default, my spending.....just the odds and ends which creep in.

I say every month "oh we should be fine this month" yet we get to the end of the month having struggled through.....yet I don't make any changes the following month.

So, I have to be shamed into thinking about my spending.....it is working so far - I could happily have bought ice cream or chocolate at lunchtime, but instead I knew I would have to declare it on here, so I stayed put at my desk instead

savingmore

great idea, i keep my daily spending in a book and am quite shocked by the incidentals. i like the idea of the 'avoidable spending' and that is the idea of my book...

one thing i do do though is if i stop myself spending money on something i.e. really want a chocolate bar and don't buy it, or find a free car parking space instead of a car park, i put what i would have spent in a tin...hoping by the end of the year to have accumulated a fair bit, have no idea how much so far, not as much as would have liked though!

hypno06

Didn't post yesterday as I was too tired by the time I eventually got home....

Spends were:

£12.50 for a ski file
£7.40 for a 10 trip bus ticket for the children to get to race training
£5.49 additional food drink while skiing (entirely avoidable)
£9.00 ski race entry fee for next weekend

(this ski lark is expensive, even in summer, but to offset it I sold a pair of ski trousers for £20 which DS had grown out of!)

Total spends for 2nd June - £34.39 :eek:
Total spends for June - £114.77

Of which entirely avoidable - £7.29.

SarahNeedle1872

Hiya Hypno, what a great idea! I may well steal your idea for my diary Especially love the avoidables bit! I will be reading with interest

Good luck

Sx

hypno06

Right.....spend spend spend.......

Today on ebay's "deal of the day" there were argos clearance DAB stereos -perfect size for the childrens rooms, and an ideal Christmas present to put away for them.

They were £23.99 each and I got 10% off with an ebay voucher........and I decided to get one for the kitchen too

In total (and including free postage too!) it came to £64.77 - not bad for three stereo systems!

Of those, I will count two as necessary spending, as I have to buy them a present sometime, so if I can do it now, and put it away, it will save me spending more later. But the third was really unnecessary so has to go down as avoidable spends....:o

A girl at work is doing a long sponsored cycle ride at the weekend for the British Heart Foundation - so £10 given for that. Not entirely necessary, but a good cause and a lot of effort from her, so I don't know whether to count that as unavoidable

£5.45 for DD bus fare to college - it is a rip off, but I am embroiled in a battle with county hall to get it refunded. However, until then, it is a necessary expense.

But still no spending on lunch or coffee, no chocolate or sweets bought.....so I am trying hard here!

Total spent today - £80.22
Total for June - £194.99

of which £28.88 is entirely avoidable :rolleyes:

Karmacat

Aargh, that charity spend is a tough one. And since I'm often to be found carrying my little CD player from room to room, cos the main stereo is in the living room, I *entirely* understand about the kitchen stereo. Are you going to use it before Christmas?

hypno06

I will use the kitchen stereo as soon as it arrives - I love having music on in the house, so it will be well used. The children won't know about theirs until December, though.

hypno06

Not such a bad day, spending wise.....

£1.51 postage for an Amazon parcel
78p on stamps
£1.39 on budgie seed etc for the bird we have been babysitting for MiL...
£5.00 - food for packed lunches tomorrow at the ski race

Total spend today - £8.68

total for June - £203.67

Of which £28.88 entirely avoidable.

Mudbath

Hiya Hypno
Doesn't it scare you how much money gets spent! I'm doing a spending diary and it's up to £419 already!!! With two bags of dog food at £50 a bag - it lasts 6 weeks, my shoes literally fell apart so I needed a new pair, AA renewal (phoned up and got 25% reduction) and car tax budgeted for it makes me:eek::eek::eek:. Oh well, back to trying to show how chocolate is a necessity! :rotfl:xx