Hypno's spending diary for June.....

hypno06

Ok, I have a diary running on diary board, so this will run alongside it, hopefully!

We do pretty well at bringing in extra money, on top of our regular wages.

We have got the direct debits down to a minimum (no sky or gym membership here!).

But the area that needs most work is the spending and sticking to budgets.....no matter how many spending diaries I start, or how many NSDs I commit to, it just doesn't happen!

I figure that this is the area that can now make most difference to our becoming debt free soonest, so welcome to my June spending diary....

On here, at the end of every day, I will list everything that I have spent (not including bills, because I can't do anything about them.....).

Hopefully that will focus my mind a bit and make me realise just how much we are spending unnecessarily! I have signed up to the June grocery challenge on Old Style, and pledged to have 10 NSDs.....so we will see how it goes.

First update later today..........just to get the ball rolling, but I will start doing a running total from tomorrow, with it being the 1st June:D

Karmacat

Wow ... that takes guts, Hypno, good luck with it all!

penguin83

Good Luck Hypno, my spending diaries tend to last about 2 days before I give up so I am relying on you to inspire me to keep one going! :rotfl:x x x

40somethingmum

Hi Hypno

Good luck with this . I am currently catching up on all your old diaries and I am hooked !! I think I am still reading 2007 - I will catch with current day eventually. You are an inspiration !!

40SM

Burlesque_Babe

good luck - I think I will be having a lot of NSD's in June other than bills, as I have no money other than what I need for bills! :rotfl:

hypno06

Burlesque_Babe wrote: »

good luck - I think I will be having a lot of NSD's in June other than bills, as I have no money other than what I need for bills! :rotfl:

This is my problem - we no longer have the student income coming in (although I have just agreed to have a student for 3 weeks in the summer) which cuts out a chunk of income we had relied on.

On paper, we should break even" with our combined salaries from all jobs.....but the balances at the end of the month tell a different story.....so that can only be from spending too much, which we just can't afford!

Penguin - you would not believe the number of small pocket sized notebooks I have with 2 or 3 days worth of receipts shoved in them.......:rotfl:

40sm - I am always amazed when people follow my story from start to finish - hope you don't get driven mad with it all

Today's spending.....

£12.99 - new brake discs for OH bike.....necessary spending really!
£1.29 - loaf of bread (not much choice in the shop, and don't have the right stuff to make my own today)
£5.60 - two boxes of Magnum ice creams....

See, I get to the end of the month, wondering why on earth I have run out of money too early......conveniently forgetting the Magnums......:o

Changingme

Had leaflet in free paper and Mr Ts has a box of 3 Magnums on offer or 99p .:D

doodledo_2

Hypno - fab idea as ever.

Magnums - tut tut tut

Eupho

hypno06 wrote: »

This is my problem - we no longer have the student income coming in (although I have just agreed to have a student for 3 weeks in the summer) which cuts out a chunk of income we had relied on.

On paper, we should break even" with our combined salaries from all jobs.....but the balances at the end of the month tell a different story.....so that can only be from spending too much, which we just can't afford!

Penguin - you would not believe the number of small pocket sized notebooks I have with 2 or 3 days worth of receipts shoved in them.......:rotfl:

40sm - I am always amazed when people follow my story from start to finish - hope you don't get driven mad with it all

Today's spending.....

£12.99 - new brake discs for OH bike.....necessary spending really!
£1.29 - loaf of bread (not much choice in the shop, and don't have the right stuff to make my own today)
£5.60 - two boxes of Magnum ice creams....

See, I get to the end of the month, wondering why on earth I have run out of money too early......conveniently forgetting the Magnums......:o

I lurrrve those!

But trying to diet and save money.. :rotfl:
I've bought loooads of the FAB lollies (with the yummy sprinkles on)
Co-Op.. 2 packs for £3 .. 16 of of'um.. :: slurps ::

:wave:

Burlesque_Babe

I've never been a fan of Magnums to be honest, too much vanilla icecream for me.

I'm a strawberry cornetto girl (as long as there is lots of sauce )

hypno06

doodledo wrote: »

Magnums - tut tut tut

But I have justified them to myself because I am still on top of the ironing......