Vanquis Card??

Rose123

bigbum wrote: »

Yeah, that's what worries me . My mum would be the 1st to say i don't use my common sense much

Lol, my other half tells me that 'common sense is not so common'

Cheeky git, he is, lol

bigbum_2

robbo990 wrote: »

I had a £12 charge - which I paid by debit card the same day - and to be fair no matter how much - I did go over my limit.

They did upgrade me to a Gold Card 3 months later - so not sure if its had an effect

Good stuff, it didn't have a neg impact on your CF :T. Still £12 is alot of money!

robbo990

I'm not complaining - Vanquis gave me a chance to improve my Credit Report - I then got an Aqua Card - only had it a month and was accepted for The Accessory Card a couple of weeks ago - still waiting for it to arrive to find out my limit. My defaults should drop off next year - so happy days )

Flylady_Flower

Well done Rose but just be careful not to carry any balance over as interest is horrendous - ours is 49%

Rose123

bigbum wrote: »

Good stuff, it didn't have a neg impact on your CF :T. Still £12 is alot of money!

Yeah, Cap1 did the same to me but did not report it

Rose123

Flylady_Flower wrote: »

Well done Rose but just be careful not to carry any balance over as interest is horrendous - ours is 49%

Ouch, they said my APR was 34.9%, is that correct? Either way, ill be paying off the balance in the interest free period!

young_victor_meldrew

Welcome to "The Vanq Club" Rose! - Let us know if you get the old "swirly" blue card or the new version with "Vanquis Bank" logo!

Rose123

the new card has the name? Any pics?

Wow that really is screaming out 'you have crap credit', lol

young_victor_meldrew

Rose123 wrote: »

the new card has the name? Any pics?

Wow that really is screaming out 'you have crap credit', lol

HA HA HA! Good point! There was a pic on these forums a few weeks back, but I can't find the link! Someone posted a scanned pic of a mailshot they recived, the new design was a kind of powdery blue with the new Vanquis bank logo in the top left corner.

Most of the time no-one gets to see the card as you just stick it in the chip and pin thingy, having said that, when you get upgraded to gold it is a sign of improved credit.

digitalphase

young_victor_meldrew wrote: »

Welcome to "The Vanq Club" Rose! - Let us know if you get the old "swirly" blue card or the new version with "Vanquis Bank" logo!

I got my card a couple of weeks ago and it has the swirly design on it, no mention of Vanquis on the front, it just says VISA.

Congrats on the Vanquis acceptance Rose :beer: