The Double Debt Attack by Double Trouble

Double_Trouble

shaun40400 wrote: »

hope theirs going to be cake with the coffee next monday?????;);):p
can you still use the old bridge or are all routes now pushed to the yukkie bridge

Cake of course :j

You can use the old bridge but it is easier to use the new (yukkie :rotfl:) bridge which isn't that new as it was built by Stephenson except for the new road bit that was put on top in the 70s after the fire. Are you using sat nav and when will the eagle be landing?

DTxx

hypno06

Double_Trouble wrote: »

There is one thing that has been bothering me and I think it is Hypno

Sorry - didn't mean to bother anyone :rotfl:

Double_Trouble

hypno06 wrote: »

Sorry - didn't mean to bother anyone :rotfl:

Oops I have just spluttered all over my lap top- I think I could have worded that better

It is a good job that it is you writing scripts not me so what trouble I could get myself into.:rolleyes:

But anyway thank you for inspiring me to confess:T

DTxx

hypno06

It always used to bother me too, when I was only admitting to my loans and credit cards.......I knew that I also had family loans and a secured loan, but somehow they "didn't count" as far as my debt free date was concerned......:rolleyes:

But of course, I did confess, about 18 months ago now, and am glad that I did, because it made me concentrate on paying off the family loan first - although it was interest free with no rush to repay, it was one that we felt should be repaid.....so by confessing on here, we buckled down and got them cleared......

of course, we can't easily clear the secured loan, because we can't overpay.......so that will be a case of save up and pay off in one go.....but at the end of the day, debt is debt, so should be included in the totals especially as you know that you have to "repay" £15000 of it on your mum's death.....

Hard though it might be to find that sort of money, it will need to be found at some point, and if I were you I would start making provision for that - set up an account and do a PAD into it or something....or use £10 a day challenge money for it.....

then, each time it reaches £1000, pay your Mum.....it will feel very liberating to do so, and each time you do it, you are reducing your liability to find £15000 at what will be a difficult enough time as it is, without siblings hassling you for what is rightfully theirs!

Alternatively, open a savings account in joint names with your mum, and pay a PAD or whatever into that - then your mum can access it if she needs it, and she can also see that you are making an effort to repay it, even if it is in dribs and drabs......

You really need to avoid having to find £15k after she dies - I know that you already know this, but you will have enough to be dealing with, without having this debt on top of it......

shaun40400

Double_Trouble wrote: »

Cake of course :j
:T:T:T:T:T:j:j:j:T:T:T:T
. Are you using sat nav and when will the eagle be landing?

DTxx

will use sat nav but will use a map as well...sat nav did a lot of creative directing last year in wales

will let you know times for
operation overlord :shhh:
and will confirm when"" the eagle has landed"":shhh:

Double_Trouble

shaun40400 wrote: »

will use sat nav but will use a map as well...sat nav did a lot of creative directing last year in wales

will let you know times for
operation overlord :shhh:
and will confirm when"" the eagle has landed"":shhh:

I have sent you a PM

shaun40400

pm just arrived...will not divulge info even under threat of chocolate:eek::eek:
well maybe for chocolate:o
will post later in the wek with times eth,,,thanks
shaunxxx

Double_Trouble

shaun40400 wrote: »

pm just arrived...will not divulge info even under threat of chocolate:eek::eek:
well maybe for chocolate:o
will post later in the wek with times eth,,,thanks
shaunxxx

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Double_Trouble

hypno06 wrote: »

It always used to bother me too, when I was only admitting to my loans and credit cards.......I knew that I also had family loans and a secured loan, but somehow they "didn't count" as far as my debt free date was concerned......:rolleyes:

But of course, I did confess, about 18 months ago now, and am glad that I did, because it made me concentrate on paying off the family loan first - although it was interest free with no rush to repay, it was one that we felt should be repaid.....so by confessing on here, we buckled down and got them cleared......

of course, we can't easily clear the secured loan, because we can't overpay.......so that will be a case of save up and pay off in one go.....but at the end of the day, debt is debt, so should be included in the totals especially as you know that you have to "repay" £15000 of it on your mum's death.....

Hard though it might be to find that sort of money, it will need to be found at some point, and if I were you I would start making provision for that - set up an account and do a PAD into it or something....or use £10 a day challenge money for it.....

then, each time it reaches £1000, pay your Mum.....it will feel very liberating to do so, and each time you do it, you are reducing your liability to find £15000 at what will be a difficult enough time as it is, without siblings hassling you for what is rightfully theirs!

Alternatively, open a savings account in joint names with your mum, and pay a PAD or whatever into that - then your mum can access it if she needs it, and she can also see that you are making an effort to repay it, even if it is in dribs and drabs......

You really need to avoid having to find £15k after she dies - I know that you already know this, but you will have enough to be dealing with, without having this debt on top of it......

OK I know you are right I will add to sig and will start dealing with it after pay day on 31st July that means a triple attack now CCs, Mum's Loan and Mortgage :eek: doesn't fit with user name and I am not having triplets:rotfl:so I had better deal with it asap.

DTxx

Hopeful1

Hey DT! Well done on adjusting your siggie