Bank Account Disaster! Please Help.

yellowvanman

Hi Fatou, yes, I managed to get an account with C&G (C&G Gold Account) - they said that the CAB were also recommending them to BRs as they don't do a credit check, you just need to take 2 forms of ID such as driving license and telephone bill with you address details on it.

Mike.

mighty_reds

I've read on at least one ocassion the Co-Op still letting a BR who owes them money (or did owe them money until BR) open a Cashminder, amazing (in a good way) but true, not sure if thats the norm though, good luck.

Holes_in_my_pocket

yorkshire bank saving account has a maestro debit card though you cant do direct debits with the account

fatou256

probably change before my BR i owed money to the co op overdraft and they refused me point blank to open a new accoutn even after appeal this was last july 2008 !

good to hear yellow man at least it is more choice for an undischarged BR !

Merry_Gentry

The Co-op used to accept people who owed them money, but changed their policy in the latter part of last year.

whippetman_2

Thanks to all the help, Certainly things to look at. Being able to get my benefits would certainly be a start.

I have just been into my local Barclays and they told me that I won't be able to appeal. It is a definate no!

Looks like a visit to C&G or Yorkshire on Tuesday.

Matt.

fatou256

Merry_Gentry wrote: »

The Co-op used to accept people who owed them money, but changed their policy in the latter part of last year.

yes they change their policy around July 2008 and i dicovered that after my Br order was made . aparently it is due to their new security measure as they have put it to me in their not so lovely letter. moreover they carried out a 3 strike out policy wether it is your fault or not , not that very friendly in my book !

fatou256

have they say why they have refused to open your bank account ?

whippetman_2

Hi Fatou

They stated that my "application did not satisfy their acceptance criteria for the product", whatever that means.

They go on to say "In reaching this decision, we made a search at Equifax"

Thanks

Matt

yellowvanman

Hi Matt,

Damn banks are a law unto themselves! (especially Barclays!!)

Let me know how you get on at C&G & Yorkshire - good luck!

Mike.