Help With Student Loans - HERE!

Starrystarrynight1

Dudeness70 - You'll need supporting documents, eg letters, from your GP or other related specialist health professionals that you've seen, confirming your diagnosis and giving detailed information on how this affected you and your studies in each of the applicable academic years. You're trying to show that you were affected to such a degree that you could not continue your studies at that point, and were forced to leave your then course.

Ed-1

Dudeness70 wrote: »

The course is 4 years with year three as a placement year.

I dropped out in first year in all three of them.

Are those your only 3 years of previous study?

Regardless of compelling circumstances you would be entitled to funding for the duration of your new course (4 years) + 1 year - any previous years study = 4 + 1 - 3 = 2 years of funding applied backwards from your final year.

Dudeness70

The guy I spoke to said I would only be able to apply for the final year. Not for the 2016/2017 year. Should I call them again?

Dudeness70

Starrystarrynight1 wrote: »

Dudeness70 - You'll need supporting documents, eg letters, from your GP or other related specialist health professionals that you've seen, confirming your diagnosis and giving detailed information on how this affected you and your studies in each of the applicable academic years. You're trying to show that you were affected to such a degree that you could not continue your studies at that point, and were forced to leave your then course.

I was diagnosed with Generalised Anxiety Disorder in 2013 and have been on medication for it since then. Which is why I've got my life together. Im going into doctors tomorrow and will try and get a letter of some kind from my old psychologist. I've had various CBT too which will be in my doctors notes also.

Ed-1

Dudeness70 wrote: »

The guy I spoke to said I would only be able to apply for the final year. Not for the 2016/2017 year. Should I call them again?

He's right. The placement year may be disregarded for funding if you're not charged a tuition fee so as it stands you are eligible for funding for the final year of the course and the second to last year of the course if that year would normally count for funding. The first two years you're eligible for a maintenance loan but not a tuition fee loan (unless you can prove to Student Finance that your years of previous study should be discounted because of compelling personal circumstances such as the medical situation you describe).

Savvy_Sue

Ed-1 wrote: »

He's right. The placement year may be disregarded for funding if you're not charged a tuition fee

It's vanishingly unlikely that a tuition fee WON'T be charged in the placement year, even though you may not be getting any formal tuition there are (so the university will argue) expenses associated with supervising your placement.

I have known students withdraw for a year, do an informal placement, and go back for the final year, but that's not necessarily to be recommended, and impossible if the placement HAS to be formally assessed and passed in order to complete the degree.

Dudeness70

Ed-1 wrote: »

He's right. The placement year may be disregarded for funding if you're not charged a tuition fee so as it stands you are eligible for funding for the final year of the course and the second to last year of the course if that year would normally count for funding. The first two years you're eligible for a maintenance loan but not a tuition fee loan (unless you can prove to Student Finance that your years of previous study should be discounted because of compelling personal circumstances such as the medical situation you describe).

And if I do provide evidence for this, what are the chances of me getting funding? The words the guy at SLC used was. It'll be a bit of a tall order if I did.

Mrs_Arcanum

Ed-1 wrote: »

Not sure where you got 8% and £20,000 from.

The repayment conditions are currently 9% above £21,000 for post-2012 students and 9% above £17,495 for pre-2012 students.

Got it into my head the threshold had stuck at £20,000.

The poster was the one mentioning the 8% though.

danieldaniel

Hi

I owe £5000 student loans, and I am plan 1.

In my last job I was earning over £18000 for 2 years, and nothing was taken from my PAYE earnings for student loan repayments.

I have just started a new job 2 months ago earning £32000 and I said "yes" on the form that asks if I have a student loan, and I think I selected plan 1.

Will the student loans company demand the last 2 years worth of repayments because I didn't pay any? (I wasn't aware I had to do anything?)

Thank you

psychobanana

My daughter has applied for a student loan and I have supported her application.
I have provided my financial details and they have made an assessment based on that. However, I am on a debt management plan.
The amount awarded to my daughter is based on my gross income, less tax and I am presumably expected to make up the difference between the amount she has been allocated and the maximum award.
However, my ability to be able to make up that difference is also dependent upon the fact that I have to make a large monthly payment (£710) to the debt management plan.
I contacted student finance before starting to fill in the online form and was told that there was a box on the application where I would be able to provide details of the debt management plan and that this would be taken into account when making the assessment.
When I came to fill in the form, there was no box where I could provide the information. I contacted student finance again and was told that I'd have to get evidence from the debt management company of how much I was paying and forward that to them and then they would take account of the debt payment.
I phoned student finance again when I received the evidence from the debt management company to check that the document was suitable and was told that there was no need to send the document in as they wouldn't take it into account.
The next day, my daughter received her assessment, which didn't take the debt management plan into account.
Does anyone know if the debt management plan should be taken into account or not? I was informed by a manager at student finance that due to my circumstances, unfortunately it just wasn't financially viable for my daughter to attend university.
This doesn't seem to be a very fair way of applying the law - why should my daughter's ability to attend university be dependent upon some poor financial decisions I have taken in the past?
My debt management payment effectively puts me on a lower income than my gross salary and tax payments would suggest - if I were on that lower income without the debts, my daughter would receive a larger award.
I have been told by student finance that I can appeal, if i like, but that it won't make any difference.
Can someone enlighten me as to the assessment criteria?