Help With Student Loans - HERE!

~Chameleon~

What happens where a student is already enrolled on a 3yr course but has had to defer a year due to extenuating/mitigating circumstances? Student loan/grant has already been paid for the first semester but student has been unable to attend and isn't expected back for the rest of this academic year.

vassa

~Chameleon~ wrote: »

What happens where a student is already enrolled on a 3yr course but has had to defer a year due to extenuating/mitigating circumstances? Student loan/grant has already been paid for the first semester but student has been unable to attend and isn't expected back for the rest of this academic year.

This counts as having had a full year, unless you can prove extenuating circumstances (doesn't include financial hardship), under which they may award you a gift year.

Sarahml

Hello, Me and my family live in France(we are UK citizens but resident in France), but my daughter is thinking of Uni in the UK next year starting sept 2014.
as far as the gov site says, we are entitled to a student loan as EU residents and the rules are the same for us as for uk residents.
My question is how is the loan repaid if the earning graduate is freelance? Do they have to work out repayments themselves and make a self-employed declaration when they do their tax returns? Also, if they have an irregular income, will it be calculated on the previous year's earnings? My daughter is hoping to do an art-related course.
Thanks for any info!

vassa

Sarahml wrote: »

Hello, Me and my family live in France(we are UK citizens but resident in France), but my daughter is thinking of Uni in the UK next year starting sept 2014.
as far as the gov site says, we are entitled to a student loan as EU residents and the rules are the same for us as for uk residents.
My question is how is the loan repaid if the earning graduate is freelance? Do they have to work out repayments themselves and make a self-employed declaration when they do their tax returns? Also, if they have an irregular income, will it be calculated on the previous year's earnings? My daughter is hoping to do an art-related course.
Thanks for any info!

If she does go self-employed i'm not sure how it would work, best to ring up student loans company and explain.

Horlock

When are student loan repayments made?

Before or after tax?

Ie if I repay £2000 loan in a year does this reduce my taxable pay in the same way that making a £2000 contribution to an AVC pension would?

lizloz_2

I'm a low paid single mum of 4 wanting to improve my work situation. I have a 25 year old HND Computing qualification which because I have been out of the industry for so long having children is of no helping getting me back into the field. I would like to now do a degree in the similar area but it appears I with student loans i can only get a 1 year top up loan? If I do anything else I have to finance it myself? Is there any way past this?

catzisme

can i ask, i orginally started a course in 2011, but had to drop out due to illness, at the start of my second year. Can i claim compelling personal reasons, as i was reliant on student finance during my 9 month recovery period?
Also, my parents split up during the gap between stopping that course, and starting my new one. (i started from second year) i tried to claim for my mum as a single parent, but couldn't due to lack of evidence. so i've now been told i have to re apply for student finance altogether, in order to get the income assessed part of my loan. Is this really necessary, my parents have done all this 2 years ago, and it was a long wait time then.
Finally, what is the best way to submit a complaint, and what kind of response can i expect?

Helix

catzisme wrote: »

can i ask, i orginally started a course in 2011, but had to drop out due to illness, at the start of my second year. Can i claim compelling personal reasons, as i was reliant on student finance during my 9 month recovery period?
Also, my parents split up during the gap between stopping that course, and starting my new one. (i started from second year) i tried to claim for my mum as a single parent, but couldn't due to lack of evidence. so i've now been told i have to re apply for student finance altogether, in order to get the income assessed part of my loan. Is this really necessary, my parents have done all this 2 years ago, and it was a long wait time then.
Finally, what is the best way to submit a complaint, and what kind of response can i expect?

What do you have to complain about? If you are starting a new course then you have to apply as a new student not a returning one, even if you are starting in year 2.

missc123

I was just wanting some enlightenment on wether or not my case for cpr maybe concrete.

I had 2 deaths in family in the space of 3 months one in may one in august of year of 2012 My 1st cousin was murdered and my grandfather died of cancer.. Ive already used my gift year for the surgery i had which i have also sent in cpr waiting to hear now because i wasnt told that i could claim cpr they just gave me my gift year. But i have supplied both death certficates and a cover letter for the 2012/2013 academic year.????

malc_b

Hi,

Do you know the formula for calculating the student loan and grant for 2013-14 year? Or a link to where this is written down. Also a definitive list of what is included in "Household income" and what is not?

And before anyone asks why I haven't just looked on gov/SLC sites I have, can't find the formula just a calculator. I want the raw figures so I can do my own maths (any wonder UK is not a numerate society when even uni students are spoon fed).

And asks why I haven't just emailed SLC to ask them - I have, 4 times! I've yet to get a straight answer. Last email came closest (maybe because I said I would write to my MP in email 3) but that just told me the formula for 2012 cohort and my daughter reckons the loan changed in 2013. And it never answered the question on what exactly is household income.

I had to praise HMRC but at least you can find tax rates and formulae pretty easy. How would it be it you couldn't work out your own tax (say to check it) but had to enter figures in an online calculator? But if it student loan this is exactly the case it seems to me.