Help With Student Loans - HERE!

jbro

Dunroamin wrote: »

Sorry to appear dense:o but is he actually living away from home or do you mean away from the family home?

What I'm trying to find out is whether he normally lives at home, works from there and has been seconded to another site or whether he's moved to another town for a job and just happens to come back to the family home at weekends.

Not being nosy but the two situations would be different for tax purposes.

Hi,

Are you able to advise if there's anything he can do to have the repayment amounts reduced?

Thanks

Poolie

OldStudent wrote: »

Hi,

Wondered if anyone could help. I'm trying to work out how much I have left of my student loan to pay back. I haven't always been in contact with the student loan company, they have had old addresses.

However I have been paying it back every month since 2006 when I started to earn enough. I feel like I should have paid it back already or should be close to paying back!

Rough calculation from the student loan company tells me I still have another year to go! Do they get things wrong?

Is there an calculator tool that I can roughly work it out using my annual salaries since 2006? My loan was taken out in 99/00. About £9K.

Thanks in advance for any help.

You need to call SLC and get them to update the address as it is your responsibility at the end of the day to keep them informed.

SLC can sometimes not get all the payments through from HMRC if your employers have not been accurate with the submission.

SLC will be able to confirm what they have received and if they are missing anything while also being able to predict when to stop your account if you are within less than a year to pay.

jbro

Our son has had a strange letter today from SLC. They are saying they have had notification from HMRC that he is no longer employed or receiving taxable benefit. They are demanding information -and threatening 'default repayment amounts for two months from the date of the letter' and penalties of up to £150 for faillure to provide the information demanded.

The tone is quite aggressive.

We have no idea why he has had the letter. He has been in employment with the same company since he started work on 1st August 2011 and his employer has been deducting his loan repayments for the past few months.

Can anyone advise what may have gone wrong please?

china66

hello I will be graduating in 2013. I am a single parent. Are there any special circumstances about repaying my student loans?

Petlamb

I need some help desperately.

I studied one year of a degree I hated (tried to change immediately, deadlines quoted as passed - long story) and then changed to a new degree. I did the first year of the new degree fine and really enjoyed it, then during the christmas break of the second year my (long standing) mental health problems led to me believing I couldn't do anything asked of me at uni, having a huge freakout and not completing my assignments. The shame of that failure led me to avoid the following months at uni.

Fast forward to about a month or two ago, and a letter that I was withdrawn from the course. Knowing this wasn't at all what I wanted, I consulted the SU and appealed - which, on medical grounds, I won.

So, reinstated. But now my SFE application for 12/13 says "Tuition fee loan: £0.00" - I had read this was a possibility. Is there a way to appeal this, again on medical grounds?

To summarise-
Yr1 - psych lvl 1
Yr2 - Media lvl 1
Yr3 - Media lvl 2
Yr4 - Media lvl 2 [hopefully]
Yr5 - Media lvl 3 [hopefully]

Can anyone help?

Taiko

You need to provide medical evidence to SFE in order to have fee support reinstated. Get letters from the university and GP to confirm the reasons you were unable to complete.

Dunroamin

china66 wrote: »

hello I will be graduating in 2013. I am a single parent. Are there any special circumstances about repaying my student loans?

No........

Petlamb

Taiko wrote: »

You need to provide medical evidence to SFE in order to have fee support reinstated. Get letters from the university and GP to confirm the reasons you were unable to complete.

Thanks for the advice - do I need to submit my claim before I do so? It's currently all done from me but sitting just before the "submit" point - do I put it in even though it's saying it'll only assess me for maintenance and then sort the paperwork after?

Taiko

Submit everything together, so do the application and send in any documents requested alongisde the medical evidence. Shouldn't be a problem getting fee support that way.

Taiko

SFE do not just terminate all support if you've slightly overclaimed, so you've obviously gone out of your way to obtain money you're not entitled to.

No appeals to this, SFE's decision is final. Also worth noting the debt will not be wiped out by bankruptcy.