Help With Student Loans - HERE!

student_advisor

janramsfan wrote: »

Sure my daughter won't get maintenance grant due to husbands salary so not applied for it but assumed she would get full £4950 maintenance loan (as assume this reduced by amount of grant if given) however on directgov estimator gizmo says she would get around £3,500. Why is this? She is living away from home and doing fulltime course.

72% of the loan in non-income assessed,the other 28% is income assessed. Therefore, if you have not provided any financial details, you're daughter will have only had a non-income assessment and will only be offered the minimum loan.

Assuming your daughter will be moving away from home and not to London, if your household income is below £57,708, she will be entitled to additional loan, if not, it will just be the £3,564 plus fees.

student_advisor

Lokolo wrote: »

£4950 is if you are living in London. Its around £3.3/3.5k if you are outside London.

Loan rates:

living with folks max available = £3,838, 72% = £2,763
away from home, not London max available = £4,950, 72% = £3,564
away from home & in London max available = £6,928, 72% = £4,988

student_advisor

laura_144 wrote: »

Hello, my brother and I have always had non-income assessed student finance in the past, and I initially applied for this for the coming year. However, my parents' income has significantly changed since then and I would now be entitled to a grant if my application was income assessed. Is there any way to change things at this stage?

Your parents will both need to complete the current year income assessment form (not a change of circumstances form) - scroll down to "If you're expecting your household income to drop" for the form.

They will probably need to do one for you and one for your brother if you're both still in HE.

paulhull_2

Hi

My son 19 just about to go collage for two years on a Foundation deagree, One partent on long term incapacity, and the other on less than 10k, no real savings, can you give any help on what is available

Thanks

Freckles1984

I am wondering if you can shed any light onto my situation....
I am a homeowner living with partner and am about to start my final yr at university - myself and partner have moved into my parents for the short term as we were struggling financially during termtime.
i applied for student loan as "living with parent" and it has been assessed on my parents income so i received around 2343 for the year. i want the student loan assessed on my partners income as my parents do not help us in anyway financially. is this possible even though we are not living away from home?? i am over 25 and thought i would be considered as a mature student not but does this not apply when living at home?
we rent the property out but only for the short term so there is a risk of us covering the mortgage at some point during my time at uni - is there any help with this? the rent we receive only covers part of the mortgage anyway so could i get help with this also? i am confused!! how do i go about this? is there any other grant i could apply for to help a little? my partner earns less than 15K - i am planning on working part-time during my fnal year but with the demands of my course i'm not sure how much i can work....hope you can help!! Thanks! xx

Lokolo

paulhull wrote: »

Hi

My son 19 just about to go collage for two years on a Foundation deagree, One partent on long term incapacity, and the other on less than 10k, no real savings, can you give any help on what is available

Thanks

Have you got a link to what he is actually doing so I can make sure I know what I am going to say is correct?

Oldernotwiser

Lokolo wrote: »

Have you got a link to what he is actually doing so I can make sure I know what I am saying is correct?

Oldernotwiser

Freckles1984 wrote: »

I am wondering if you can shed any light onto my situation....
I am a homeowner living with partner and am about to start my final yr at university - myself and partner have moved into my parents for the short term as we were struggling financially during termtime.
i applied for student loan as "living with parent" and it has been assessed on my parents income so i received around 2343 for the year. i want the student loan assessed on my partners income as my parents do not help us in anyway financially. is this possible even though we are not living away from home?? i am over 25 and thought i would be considered as a mature student not but does this not apply when living at home?
we rent the property out but only for the short term so there is a risk of us covering the mortgage at some point during my time at uni - is there any help with this? the rent we receive only covers part of the mortgage anyway so could i get help with this also? i am confused!! how do i go about this? is there any other grant i could apply for to help a little? my partner earns less than 15K - i am planning on working part-time during my fnal year but with the demands of my course i'm not sure how much i can work....hope you can help!! Thanks! xx

When did you turn 25?

There's no other financial help you could get as far as I can see, sorry.

Freckles1984

Hi again,

i turned 25 in Jan 09

robmcdougal90

hi, my girlfriend 20 has just been accepted into Greenwich uni to study drama and education for three years. We live in a rented flat in north london and i work full time. Can you tell me what she is entitled to in terms of loans? thanks in advance