Uninsured car parked in front of my house

dacouch

A lot of police forces don't remove uninsured vehicles that are just parked on the road, they tend to leave these to councils who can deal with them as abandoned vehicles. The councils have a check list of things they go with to work out if they think they abandoned.

Councils tend to have a page on their website that explains how they deal with abandoned vehicles and often include the guidelines they use which were set down by the government. Some councils have an "Elvis" department who have access to the dvla records

anewman

Councils often have "report an abandoned vehicle" pages on their websites to save you giving them a bell.

brightonman123

if tax disc out of date, def worth reporting as such to dvla, and also council if appears to be 'abandoned' (por condtion, flat tyres etc)..

may also be worth letting local cops know (check if they have a reporting form on their website? www.anytown.police.uk etc).

also, if a rented property, does their landlord know / approve??

naijapower

Police prefer to catch him in the act as they state nothing can be done if it is parked.
The other curious point that baffles me (which is quite possible) is:
What would happen if an uninsured vehicle rolls into a human being, property or another vehicle due to hand brake failure?
Please note, thie scenario is very possible cos it has happened to me before. Lucky no damage occured and of cos my vehicle was fully insured.

anewman

naijapower wrote: »

What would happen if an uninsured vehicle rolls into a human being, property or another vehicle due to hand brake failure?

Guess the registered keeper would be considered liable for any damage caused. I know how to find out, if it's not in gear and the handbrake isn't that tight, a good push should shift it It usually only happens on poorly maintained cars though, or cars that have discs instead of drums on the rear (the disc contracts through cooling meaning the handbrake is not on as tightly as when it was applied).

dacouch

If that happened they could claim from the MIB (Motor Insurers Bureau) they pay out for uninsured drivers. The Insurers contribute to their costs which adds around £30 to each motor policy

Lum

We tried that after some uninsured chav drove into the back of my GFs car (and presented the police with an insurance certificate for the policy they'd just cancelled) last October.

Still waiting for the MIB to get off their backside and pay out.

Oh and the MIB only cover uninsured losses, so if you have fully comp then your insurance has to pay out and you'll lose your NCB.

dacouch

The MIB is not meant to cover people who have Comprehensive Cover, it is mean as a last resort to protect needy people. They do take a long time to pay out as they have a lot of investigation to do and are snowed under with work due to the amount of uninsured drivers.

Lum

They do pay out if you have comprehensive, but only for your uninsured losses so not the value of the car.

Our lawyer is going after the MIB rather than the uninsured driver working on the assumption that uninsured driver == not going to pay even if we do win. This combined with the fact that Gwent Police don't care and don't want to know, even after we showed them the letter from the 3rd party's insurance company stating that the policy had been cancelled 3 days before the incident, means that the uninsured driver gets off scott free.