DD had an accident today

dacouch

In accidents both parties generally think its the other parties fault, without independent witnesses and / or good evidence such as photos of the damage, road markings etc both Insurers have to make a decision based on this information. Their decisions are also take into account whats the best financial decision for the Insurance Company.

I would not be surprised if the claim is settled say 75% their fault and 25% your DD's fault.

The best thing you could do is gather all the evidence you can and leave it to the Insurers to decide.

Bear in mind if you get a credit hire vehicle there are remote possibilities that your DD could end up being responsible for all or part of the cost which can be astronomical. So if you take a CH vehicle make sure you read what you are signing and understand what you are agreeing to

surreysaver

And East Surrey Hospital's A&E department is far too small and understaffed to deal with the huge catchment area it has to serve. The hospital is in the middle of nowhere, impossible to get to without a car unless you live in Redhill or Crawley. The reason these other people had to wait is due to the lack of interest from the Health Authority, not from people misusing it. You can understand people misusing a hospital in a built-up area, but people are not going to mis-use a hospital that they can't get to!

jeannieblue

BallandChain wrote: »

No MrsE I was driving straight on just like your DD, I wasn't turning. The other driver drove across my path so she could turn into a side road.

The car was stationary across your path - that is a bit different.

jeannieblue

MrsE wrote: »

I am confident that the insurance will find in my DDs favour, I was actually asking assuming that, what are the ins & outs of that to her insurance.

Yes I have been sharp with some nasty posters, if you want to see a lioness react you threaten her cubs;)

I am more distraught over this happening to my DD than had it happened to me, thats a mothers way.

God I am killing monster if anyone attacks my offspring............

Can't believe this is still going on from last night... and all you are getting is insults still!! Nice to know that the 'help' is still here.. :o or not

Crabbers???????????????/

jeannieblue

Question - Asbokid. Conor?? Same person? Or someone else maybe. Seems familiar to me and knows how to attack and push buttons. A so called new (asbo) kid on the block but already knows how to wind each person up!!

Reckon they are not, definitely not, new to this forum!

MrsE_2

jeannieblue wrote: »

Question - Asbokid. Conor?? Same person? Or someone else maybe. Seems familiar to me and knows how to attack and push buttons. A so called new (asbo) kid on the block but already knows how to wind each person up!!

Reckon they are not, definitely not, new to this forum!

Really?

I remember Conor, I know he spoke his mind, but I didn't think he was like that

Crazy_Jamie

First piece of advice MrsE. Don't respond to those who want to bring up things from other threads, or those who are just trolls (i.e. asbokid). Just ignore them. You're only wasting your time by responding to them and detracting from the people who are giving constructive advice and opinions.

wannabemedic wrote:

If an injury arises from an accident you can't (generally) claim for it unless the other party is entirely at fault.

Not sure where you're getting this from, but you are entirely wrong with this. I'd advise you to look up the concept of contributory negligence. If the Claimant in an action is deemed to have contributed to their own injury the ultimate amount awarded can be reduced by a certain percentage to reflect that negligence. It in no way stops a claim if the Defendant is not entirely at fault.

MrsE wrote:

The limit was 30 MPH, but its unlikely anyone would ever do that in a daytime in that part of Crawley anyway.

So in other words, she was speeding. That's exactly the sort of factor that could result in a finding of contributory negligence.

mealone wrote:

Whiplash claims take ages and are more hassle than they are worth unless you are badly affected, doctors reports, physio reports and 2 years of hassle before you get a couple of grand.

PI claims in general take longer than people generally think it resolve, slapping a general length of two years is an exaggeration. The vast majority of minor injuries, including whiplash claims, don't get close to two years in terms of length. As for what is worth claiming for, things become much more straightforward if the whiplash injury is worth £1,000 or more, which in real terms means roughly three to four weeks of moderate symptoms. The reason why they become more straightforward is that you can instruct a solicitor on a Conditional Fee Agreement if the claim is of fast track value, which is £1,000 or more for the injury.

dacouch wrote:

I would not be surprised if the claim is settled say 75% their fault and 25% your DD's fault.

This is certainly a possibility. It does sound to me like a finding of contributory negligence is a real possibility here.

dacouch wrote:

The best thing you could do is gather all the evidence you can and leave it to the Insurers to decide.

At this point that is certainly the thing to do. In terms of claiming for the injury, your insurers will likely try to refer you to a solicitors firm that will give them a nice referral fee for their problems. And you shouldn't accept that referral, at least not straight away. You have a free choice as to which solicitors to use if you decide to claim for the injury, so should take some time in making that decision.

jeannieblue

MrsE wrote: »

Really?

I remember Conor, I know he spoke his mind, but I didn't think he was like that

Actually I agree with you - don't think it is Conor - I had a soft spot for him, so I take that back. He was brilliantly controversial tho!! Miss him!

But I think it is someone who knows how to push buttons... and I think that the 'asbo kid' name is misleading. This one is more vicious. You get to know them after a few years!!

MrsE_2

Crazy_Jamie wrote: »

First piece of advice MrsE. Don't respond to those who want to bring up things from other threads, or those who are just trolls (i.e. asbokid). Just ignore them. You're only wasting your time by responding to them and detracting from the people who are giving constructive advice and opinions.
Not sure where you're getting this from, but you are entirely wrong with this. I'd advise you to look up the concept of contributory negligence. If the Claimant in an action is deemed to have contributed to their own injury the ultimate amount awarded can be reduced by a certain percentage to reflect that negligence. It in no way stops a claim if the Defendant is not entirely at fault.

[/COLOR]So in other words, she was speeding. That's exactly the sort of factor that could result in a finding of contributory negligence.

PI claims in general take longer than people generally think it resolve, slapping a general length of two years is an exaggeration. The vast majority of minor injuries, including whiplash claims, don't get close to two years in terms of length. As for what is worth claiming for, things become much more straightforward if the whiplash injury is worth £1,000 or more, which in real terms means roughly three to four weeks of moderate symptoms. The reason why they become more straightforward is that you can instruct a solicitor on a Conditional Fee Agreement if the claim is of fast track value, which is £1,000 or more for the injury.

This is certainly a possibility. It does sound to me like a finding of contributory negligence is a real possibility here.
At this point that is certainly the thing to do. In terms of claiming for the injury, your insurers will likely try to refer you to a solicitors firm that will give them a nice referral fee for their problems. And you shouldn't accept that referral, at least not straight away. You have a free choice as to which solicitors to use if you decide to claim for the injury, so should take some time in making that decision.

My DD was NOT speeding & I never mentioned personal injury compensation

I was worried about the impact on her insurance renewal:rolleyes:

What I meant by no one would do 30 mph in that part of Crawley, I mean no one would be able to do 30 mph, as its right by Crawley Mall on a Saturday afternoon.

Keith

jeannieblue wrote: »

Actually I agree with you - don't think it is Conor - I had a soft spot for him, so I take that back. He was brilliantly controversial tho!! Miss him!

But I think it is someone who knows how to push buttons... and I think that the 'asbo kid' name is misleading. This one is more vicious. You get to know them after a few years!!

Don't mention the C word, I've posted two posts wondering where he is, and both have been removed!