chewits - the debtquake monster is coming

mrscmr

oh kissjenn i am sorry to hear this news.

we had an attempted break in last year and it was my special 'mummyears' that heard them. i was the one ringing police and screaming out the window at them ... whilst OH um oh gosh cant say this ... but he passed out with the shock. it was about 1.45am

hope ur day improves

kissjenn

mrscmr wrote: »

oh kissjenn i am sorry to hear this news.

we had an attempted break in last year and it was my special 'mummyears' that heard them. i was the one ringing police and screaming out the window at them ... whilst OH um oh gosh cant say this ... but he passed out with the shock. it was about 1.45am

hope ur day improves

I'm sorry but rofl :rotfl::rotfl::rotfl:Where do we get them from?

I woke up as I thought I heard the bell...nah went back to sleep. Then ring ring ring. Shame was I only got my emergency jammy bottoms on while standing halfasleep in the hall. Policeman now in counselling.

mrscmr

:eek::eek::eek::eek::eek::eek::eek::eek:

taka

kissjenn wrote: »

Does anyone know how easy (or not) it is to change the barrel of a Yale lock? Existing lock is Yale, new lock is Yale and I just want to make sure Arrears Boy can't suddenly come back now he's gone taking the keys with him!! What I can't cope with is me sitting surrounded with lock bits and no-way of closing the front door :eek:

De-lurks to say - really easy if its one of the traditional snib ones - you just need a screwdriver and the new barrel (and lots muscles if the screws into the door are anything like mine! :rolleyes:) I'd recommend a fully charged electric screwdriver :whistle: as it took a while doing it manually when I realised mine had no charge - the screws are quite long. Have a look at the yale website for pdf downloads of how to fit depending on exactly which style of yale lock you have. Mine just needed the main lock bit unscrewed from the back of the door and a plate unscrewed, then I just popped the barrel out... Very simple!

An attempted break in sounds scary. I hope you have a more settled time tonight!

... goes back to lurking!

kissjenn

That was a great de-lurk Taka...many thanks. It's nice to meet you :hello:

kissjenn

mrscmr wrote: »

:eek::eek::eek::eek::eek::eek::eek::eek:

Too asleep to feel the shame...unfortunately regaining full consciousness now

OH MY GAWD

The_Golden_Goose

Hello Hello Hello!

Really gatecrashing to say hi! and that I am subscribing.

Loved all your help for MrsCMR and when I read your diary, I knew we'd get on. You make me laugh so you do.

I am sure that the policepeople have seen worse than you in your PJs, perhaps you without your PJ's? LOL. Only kidding, Only kidding. Pleased that you are all ok and that the prowler turned out to be nothing. Phew.

MrsCMR - your OH would not make a great security guard then!! Poor bloke.
Must have been in shock.

I'm off before I chuck anymore unintentional insults around!!!!!!!

Seeee - Ya's all Later!

mrscmr

kissjenn... i look forward to reading the headlines in the News of the World on sunday... Policeman in Pyjama Shocker!

kissjenn

I see police and brain goes bye bye. Answered door in tee-shirt and pants once while desperately trying to bend over and pull shirt round knees. We established in 10 seconds he didn't want me but then he wanted to come in and have tea. Tee shirt was never same shape again - fabric can only stretch so far!!

And we haven't had any truncheon or handcuffs comments yet either...maybe its too sunny?

kissjenn

It’s time to gird my loins and face facts. I’m losing too many days through lack of focus and fear.

I’m frightened because this is the worse recession I’ve ever seen. I’m 44 next week and I’ve never been without a job. I’ve an MBA and professional qualifications, experience, good track record the works BUT so do millions of others. So I need to stop looking at this as doom and gloom and instead take the opportunity to do things differently.

My last job was well paid, high stress, away from home most of the week and at the end the bullying and backstabbing were making me miserable. Moody Mate (is he a mate) is in another huge huff because I refused to go along with a scheme where I took all the risks and he took all the rewards – aren’t I becoming a stroppy little b1tch. He is dangling work he has allegedly won in London to advise an insurer on a new market. He has two other people he definitely wants, both of whom I’m better qualified than, for this, but who are more controllable in his eyes. One of them tried to have me fired when we all worked together and he was a weak enough manager to let it happen. She will do the same again I have absolutely no doubts about it because these people work on one-upmanship and backstabbing and have no concept of collegiate.

So my first dilemma is if this job comes off and if he decides I’m worthy do I want to work in an environment where it’s every man for himself, all credit will be stolen and team work is anathema BUT make about £650 a day for 3 to 6 months? Is that money enough to risk my mental and physical well being? Do I have the right to turn down work which will comfortably support my family?

Second dilemma is OH and Small Boy. OH’s now almost completely blind and struggling with depression. This year has been so easy getting him to hospital, Braille classes and RNIB courses because for the first time ever I’m not working full time. No exaggeration here, I only had 6 weeks off when Small Boy was born and I’ve worked since I was 17. Small Boy starts his exam year after the holidays. He’s struggling in some areas and I would like to be around to support and help him at this critical time.

Third dilemma is the house renovation which will involve the entire ground floor being ripped apart, every room is impacted. I’m a Project Manager to trade and can at least see what materials have arrived. OH can’t and I’m not sure how genuinely practical it is for him to be living pretty much alone during the day in a building site. He’ll either become trapped upstairs unless someone is around or risk hurting himself. Putting a PM on a project like this is generally 15% of the cost, so we can perhaps save that if I’m around.
Writing all this out is making my options clearer – sorry it’s long but I need to think this through for me if no-one else.

Option 1 – Concentrate all efforts on contract work and use money to fund extra help for OH, Small Boy and Renovation. Dump 2nd business.

Option 2 – Concentrate on starting up second business. Property already leased and needs to start earning its way. Keeping looking out for bits of local contract work to supplement income.

Impacts:

................................................Option 1 ..............................Option 2

OU Degree ............................Struggle .................................Enjoy

CAB Adviser Training.............Drop..................................Complete

Small Boy Support..................Buy..............................Buy and Provide

OH Support....................Buy but Still Gaps.......................Provide

Renovation.........................Buy PM.....................................Self PM

Rental Business........Buy extra support..........................Self factor

2nd Business....................Abandon..................Set up and include Small Boy

Consultancy Business......Primary.........................Secondary/Tertiary

Money....................Comfortably Well Off..............Tighten-Belts MSE – Can manage for 12 months



I think that Option 2 is the way to go. It’s a huge cultural shift for me and I feel sick to my stomach that I’m not out slaying dragons but the dragons will still be there next year and hopefully the recession will be easing a bit. The OU, CAB and at least 2 businesses will be put on my CV to show I’ve kept busy, built my skills and gained valuable experience. If business takes off I may be able to lay down gauntlets longer term.

If you’ve made it this far you deserve a huge thank you. I would love to hear your thoughts.

Do you think I’m on the right track or certifiable?